银行术语

1 银行词汇 bank book/pass book存折 open an account开户 earn interest赚取利息 savings account储蓄存款帐户 current account活期存款帐户 check/cheque account支票帐户 deposit account定期存款帐户 annual interest rate年利率 monthly savings account按月计息帐户 daily interest account按天计息帐户 instant account速成户头 service charge服务费/手续费 signature card签名卡 draw/withdraw提款 order check/cheque记名支票 rubber check/cheque空头支票 blank check/cheque空白支票 exchange rate汇率 denomination=face value面额 four in hundred四张一百元面额 give the money in fives/tens换成五元或十元面额 bill钞票 change零钱 cash现金 password/code密码 amount in figures小写金额 amount in words大写金额 credit card信用卡 the balance of your bank account帐户余额 traveler’s check/chque旅行支票 coin硬币 penny便士 nickel（美、加）的五分硬币 dime（美、加）的十分硬币 unit 货币单位 value/worth面值 ounce盎司 1/16磅 commercial/merchant bank商业银行 full refund全额偿还 extension延期 overdraw/overdraft透支 rebate回扣 payday发薪日 2 pay slip/envelop薪水单 mortgage expense account公款支付帐户 a princely sum(an excessive amount)巨款 apply for/grant a loan申请/批准贷款 debt债务 collateral担保物 fill out/in填写 chquebook/checkbook支票簿 loan贷款 joint account联名帐户 by installment分期付款 cashier收银员 teller银行职员 statement对帐单 money order汇票 accountant会计 A.T.M自动取款机 3 银行英语 Banking English 相关词汇 RELATIVE WORDS banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行 Chartered Bank of India, Australia and China 麦加利银行 Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 4 consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司 trust institution 银行的信托部 credit department 银行的信用部 commercial credit company(discount company) 商业信贷公司（贴现公司） neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 construction bank 建设银行 industrial and commercial bank 工商银行 bank of communications 交通银行 5 mutual savings bank 互助储蓄银行 post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押银行 industrial bank 实业银行 home loan bank 家宅贷款银行 reserve bank 准备银行 chartered bank 特许银行 corresponding bank 往来银行 merchant bank, accepting bank 承兑银行 investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounting 成本会计 depreciation accounting 折旧会计 computerized accounting 电脑化会计 general ledger 总帐 subsidiary ledger 分户帐 6 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 conomic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 international balance of payment 国际收支 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货 7 international monetary system 国际货币 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算 national gross product 国民生产总值 public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现 discount rate, bank rate 贴现率 gold reserve 黄金储备 money (financial) market 金融市场 stock exchange 股票交易所 8 broker 经纪人 commission 佣金 bookkeeping 簿记 bookkeeper 簿记员 an application form 申请单 bank statement 对帐单 letter of credit 信用证 strong room, vault 保险库 equitable tax system 等价税则 specimen signature 签字式样 banking hours, business hours 营业时间