银行英语术语大全
rate of deposit turnover 存款周转率 loan-deposit ratio 存放款比率
self-owned capital ratio 自有资本比率 output-capital ratio 产出与资本的比率 ratio of profit to capital 收益同资本的比率 turnover of account receivable 应收帐款周转率 ratio of doubtful loans to total loans 坏帐比率 fixed assets ratio 固定资产比率
fixed assets turnover ratio 固定资产周转率 current ratio 流动比率
turnover ratio of working capital 流动资本周转率 liquidity of bank 银行资产流动性
payment reserve 支付准备
internal reserves 内部准备金
graduated reserve requirement 分级法定准备金 ratio of cash reserves to deposits 存款支付准备率 initial reserve 初期准备金
offset reserve 坏帐准备金
allowance for doubtful debt 备抵呆帐款项 reserve requirements 法定存款准备金 reserve ratio 法定存款准备金比率
required reserve ratio 法定准备率
minimum reserve ratio 法定最低准备比率 additional reserve 追加准备金
guaranteed fund 保证准备金
reserve margin 准备金比率
unbalance finance 赤字财政
red balance 赤字差额
repressed inflation 抑制性通货膨胀 shortage of financial resources 财源短缺 galloping inflation恶性通货膨胀
monetary and financial crisis 货币金融危机 deflation 通货紧缩
inflation 通货膨胀
inflation rate 通货膨胀率
inflationary trends 通货膨胀趋势 monetary stringency 银根奇紧
slack of finance 银根松缓
stagflation 滞胀
demand pull inflation 需求拉动通货膨胀 demand shift inflation 需求变动型通货膨胀 latent inflation 潜在的通货膨胀
inflationary spiral 螺旋式上升的通货膨胀 neutrality of the central bank 中央银行的中立性 counter-inflation policy 反通货膨胀对策 open market policy 公开市场政策 deficit-covering finance 赤字财政 fiscal and monetary policy 财政金融政策 harmony of fiscal and monetary policies 财政政策和金融政策的协调
interest rate policy 利率政策
monetary device 金融调节手段
monetary action 金融措施
measures for monetary ease 金融缓和措施 easy credit 放松信贷
monetary and credit control 货币信用管理 deficit covering 弥补赤字
restrictive lending policy 贷款紧缩政策 over-loan position 贷款超额
credit expansion 信用扩张
credit control instrument 信用调节手段 credit control 信用控制
restrictive monetary policy 紧缩通货膨胀 credit extending policy 融资方针 ultra-cheap money policy 超低息政策 financial transaction 金融业务
monetary market 金融市场
financial unrest 金融动荡
financial crisis 金融危机
financial system 金融体系
financial world 金融界
policy of discount window 窗口指导政策 open market operation 公开市场业务 accrued bond interest 应计债券利息 accrued dividend 应计股利
active securities 热头股票,活跃的证券 baby bond 小额债券
bear operation 卖空行为
black market 黑市
black money 黑钱
bond fund 债券基金
call for funds 控股、集资
call market 活期存款市场
capital market 信贷市场、资本市场 capital resources 资本来源
capital surplus 资本盈余
capital transfer 资本转移
capital turnover rate 资本周转率 cash audit 现金审核
cash basis 现金制
cash basis accounting 现金收付会计制 cash budget 现金预算
cash flow 资金流动
cash holdings 库存现金
cash payment 现金支付
cash position 头寸
cash resources (reserves) 现金准备 common fund 共同基金
common trust fund 共同信托基金 current fund 流动基金
deposit turnover 存款周转率 derived deposit 派生存款
designated currency 指定货币 discount market 贴现市场
discounted cash flow 净现金量 due from other funds 应收其他基金款 due to other funds 应付其他基金款 equalization fund (外汇)平衡基金 farm subsidies 农产品补贴 fund 资金、基金
fund account 基金帐户
fund allocation 基金分配
fund appropriation 基金拨款
fund balance 基金结存款 fund for relief 救济基金 fund for special use 专用基金 fund in trust 信托基金
fund liability 基金负债
fund obligation 基金负担 fund raising 基金筹措
funds statement 资金
general fund 普通基金
gross cash flow 现金总流量 hedge fund 套利基金
hoarded money 储存的货币 legal tender 法定货币
monetary aggregates 货币流通额 monetary area 货币区
monetary assets 货币性资产 monetary base 货币基础 monetary circulation 货币流通 monetary ease 银根松动 monetary stringency 银根紧 monetary unit 货币单位 money collector 收款人
money credit 货币信用
money down 付现款
money equivalent 货币等价 money-flow analysis 货币流量
near money 准货币
neutral money 中介货币
provident fund 准备基金
public audit 公开审计
public money 公款
short-term funds 短期资金
sinking fund 偿债基金
soft currency 软币
subsidy account 补助金帐户 transfer to reserve account 转到准备金帐户
transferable money 可转帐货币 trust bank 信托银行
trust fund 信托基金
withdrawal from circulation (货币)回笼
withdrawal of bank notes 钞票回笼 withdrawal of funds 资金回收 banker's bank 中央银行
banks with business dealing with the central bank 中央银行的往来银行
foreign banks 外国银行
local bank 地方银行
overseas branches 国外分行 foreign correspondent 国外代理银行 nationalized bank 国有化银行 national bank 国家银行
bank of the government 政府的银行 city bank 城市银行
credit union 信用合作社
operating bank 营业银行
consortium bank 银团银行
ordinary bank 普通银行
our bank 开户银行
establishing bank 开证银行 intermediary bank 中间银行 certifying bank 付款保证银行 paying bank 付款银行
appointed bank 外汇指定银行 correspondent 代理行 main bank 主要银行
remitting bank 汇出银行 Giro bank 汇划银行
remittance bank 汇款银行 negotiating bank 议付银行 issue bank 发行银行
bank of deposit 存款银行 rediscount bank 再贴现银行 agent for collection 托收代理银行 collecting bank 托收银行 mortgage bank 抵押银行 selling bank 卖方银行
requesting bank 委托开证银行 transmitting bank 转证银行 trustee bank 受托银行
domestic correspondent 国内通汇银行
loan bank 放款银行
accepting bank 承兑银行 confirming bank 保兑银行 discounting bank 贴现银行 creditor bank 债权银行
debtor bank 借方银行
advising bank 通知银行
acceptance bank 票据承兑行
clearing bank 清算银行
presenting bank 提示银行
affiliated bank 联行
long-term credit bank 长期信用银行 specialized foreign exchange bank 外汇专业银行
member bank 会员银行
fringe bank 边缘银行
export and import bank 进出口银行 managing bank of a syndicate 财团的经理银行 non-member bank 非会员银行 credit bank 信贷银行
chartered bank 特许银行
special bank 特殊银行
side-work bank 兼业银行
overseas bank 海外银行
popularity bank 庶民银行
banker's association 银行协会
infrastructure bank 基本建设投资银行 reserving bank 储备银行
savings bank 储蓄银行
multinational bank 跨国银行
world bank 世界银行
Asian Development Fund (ADB) 亚洲开发银行
Euro-bank 欧洲银行
International Investment Bank (IIB) 国际投资银行
interest subsidy 利息补贴
interest restriction 利息限制
legal interest 法定利息
public deposit 政府存款
derivative deposit 派生存款
special deposit 特种存款
reserve deposit 准备存款
bank deposit 银行存款
reserve account 准备金帐户
Bank of Communications 交通银行 Development Bank 开发银行
the Construction Bank of China 中国建设银行
the People's Bank of China 中国人民银行 Industrial and Commercial Bank of China 中国工商银行
Agricultural Bank of China中国农业银行 China Investment Bank 中国投资银行 Bank of China 中国银行
the International Trust and Investment Corporation of China (ITICC) 中国国际信托投
资公司
advice of drawing 提款通知书 draw 提款
drawee bank 付款银行
drawing account 提款帐户
fixed savings withdrawal 定期储蓄提款 run on a bank 银行挤兑
outward remittance 汇出汇款
postal remittance 邮政汇款
remittance by draft 汇票汇款
remittance charges 汇费
telegraphic transfer (T/T) 电汇
collection of trade charges 托收货款 collection on clean bill 光票托收 collection on documents 跟单托收 collecting bank 托收银行
letter transfer 信汇
deposit rate 存款利率
external account 对外帐户
fixed deposit (=time deposit) 定期存款 fixed deposit by installment 零存整取 imprest bank account 定额银行存款专户 large deposit 大额存款
nominal deposit 名义存款
non-resident account 非居民存款 account charges 账户费用
"account current (A/C,a/c)" 往来帐户 amount in figures 小写金额
amount in words 大写金额
application form for a banking account 银行开户申请书
bank balance 存款余额
Certificate of Deposits (CDs) 大额定期存款单 certificate of balance 存款凭单
checking account 支票帐户。
checking deposits 支票存款,活期存款 compound interest 复利
compound rate 复利率
deposit account 存款帐户
deposit at call 通知存款 deposit bank 存款银行
deposit money 存款货币 open an account 开户
personal account 个人帐户 petty current deposit 小额活期存款 principal 本金
principal and interest 本利 provisional account 临时帐户 intermediate account 中间帐户 subaccount 公帐户
deposit account (D/A) 存款帐户 operation account 交易帐户 nominal account 名义帐户 sundry account 杂项帐户 revenue account 收入帐户 account number (A/N) 帐号 cash account 现金帐户
loan account 贷款帐户
uninscribed deposit 不记名存款 check deposit 支票存款 corporate deposits 法人存款 financial institutions' deposit 同业存款 personal deposit 私人存款 domestic deposit 国内存款 deferred savings 定期存款 compound rate deposit 复利存款 commercial deposit 商业存款
short-term deposits 短期存款 ordinary deposit 普通存款
ordinary time deposit 普通定期存款 hot money deposits 游资存款 business savings 企业储蓄
voluntary savings 自愿储蓄
individual savings 私人储蓄
postal savings 邮政储蓄
installment savings 零存整取储蓄 saving account (S.A.) 储蓄帐户 savings deposit 储蓄存款
thrift encouragement 储蓄鼓励 daily interest 日息
interest per month 月息
interest on deposit 存款利息 interest per annum 年息
pure interest 纯利息
simple interest 单利
value date 起息日
demand-deposit or checking-accounts 活期存款或支票帐户
savings accounts 储蓄存款帐户 time-deposit accounts 定期存款帐户 certificates of deposit (CDs) 大面额存款单
commercial and industrial loans 工商贷款
agricultural loans 农业贷款
real estate loans 不动产贷款 personal loans 个人贷款
loans to financial institutions 金融机构贷款
loans to government 政府贷款
credit cards 信用卡
automated teller machines (24 hours a day) 自动取款机(24小时服务)
bill-paying services 代付帐款
automatic transfers between accounts 自动转帐 telephone transfers 电话转帐
safety deposit boxes 保管箱
trust services 信托业务
financial advising services 金融咨询服务
securities underwriting services 证券承销业务 cash management services 现金管理业务 equipment leasing services 设备租赁业务 securities brokerage services 证券经纪业务 insurance services 保险业务
real estate brokerage services 不动产经纪业务 foreign exchange services 外汇业务
international banking services 国际银行业务 conservatism and liquidity 稳健性与流动性
flexibility and mobility 灵活性与机动性
bank balance over required reserves 超出法定(必备)储备的银行存款余额
minimum cash requirements 最低现金持有量(需求) time lag 时滞
self-liquidated loans 自偿性商业贷款
"tax anticipation note (bill,bond)" 预付税金票据,先期缴税债券 business term loan 企业长期贷款
payment facilities 支付服务设施
working balance 周转余额,往来余额
working budget 流动预算,经营预算,周转预算,业务预算
commercial paper 商业票据
commercial paper house 经营商业票据的商号 savings and loan share accounts 储蓄贷款协会的股金券
savings and loan association 储蓄与放款合作协会 idle demand deposits 闲置的活期存款 idle capital 闲置资本
idle cash (money) 闲散现金,游资 long-term certificate of deposit 长期存款单 bread and butter business 基本业务 electronic debts 电子借贷
electronic transfer 电子转帐
electronic cash register 电子收款机 electronic accounting machine 电子记帐机 legal tender 本位货币,法定货币
tender n. 货币,投、招标,提供,偿付 social security payments 支付社会保障金 tender bond 投标保证金
teller's window (= teller' station) 出纳窗口 fiduciary field 信用领域,信托领域 fiduciary a. 信托的,信用的,受信托的(人) loss leader 特价商品,亏损大项
safe deposit facilities 保险箱业务
"principal (= drawer,consignor)" 委托人 parties to a collection 托收各当事人
remitting bank (= entrusting bank) 托收行 collecting bank 代收行
collection items 托收业务,托收项目 collection instructions 委托(托收的)单据
clean collections 光票托收
documentary collection 跟单托收
"Documents against Payment,D/P" 付款交单 "Documents against Acceptance,D/A" 承兑交单 accompany vt. 附带,伴随,陪同
related documents 有关单据
document of title 物权单据
collection order 托收委托书
collection service 托收服务
collection risk 托收风险
entity n. 单位,整体,个体
outward documentary bill for collection 出口跟单汇票,出口押汇
inward documentary bill for collection 进口跟单汇票,进口押汇(汇票)
remittance n. 汇款
remitting bank 汇出行,汇款行
remitter n. 汇款人
remit vt. 传寄,汇寄,送
paying bank 汇入行,付款行
payee or beneficiary 受款人,收款人,受益人 T/T (= Telegraphic Transfer) 电汇
M/T (= Mail Transfer) 信汇
D/D (Banker's Demand Draft) 票汇
open account business (= open account transaction) 赊帐交易
balance n. 结余,差额,平衡
transfer n. 转让,划拨,转帐
rate of deposit turnover 存款周转率 loan-deposit ratio 存放款比率
self-owned capital ratio 自有资本比率
output-capital ratio 产出与资本的比率 ratio of profit to capital 收益同资本的比率 turnover of account receivable 应收帐款周转率 ratio of doubtful loans to total loans 坏帐比率 fixed assets ratio 固定资产比率
fixed assets turnover ratio 固定资产周转率 current ratio 流动比率
turnover ratio of working capital 流动资本周转率 liquidity of bank 银行资产流动性
payment reserve 支付准备
internal reserves 内部准备金
graduated reserve requirement 分级法定准备金 ratio of cash reserves to deposits 存款支付准备率 initial reserve 初期准备金
offset reserve 坏帐准备金
allowance for doubtful debt 备抵呆帐款项 reserve requirements 法定存款准备金 reserve ratio 法定存款准备金比率
required reserve ratio 法定准备率
minimum reserve ratio 法定最低准备比率 additional reserve 追加准备金
guaranteed fund 保证准备金
reserve margin 准备金比率
unbalance finance 赤字财政
red balance 赤字差额
repressed inflation 抑制性通货膨胀 shortage of financial resources 财源短缺 galloping inflation恶性通货膨胀
monetary and financial crisis 货币金融危机 deflation 通货紧缩
inflation 通货膨胀
inflation rate 通货膨胀率
inflationary trends 通货膨胀趋势 monetary stringency 银根奇紧
slack of finance 银根松缓
stagflation 滞胀
demand pull inflation 需求拉动通货膨胀 demand shift inflation 需求变动型通货膨胀 latent inflation 潜在的通货膨胀
inflationary spiral 螺旋式上升的通货膨胀 neutrality of the central bank 中央银行的中立性 counter-inflation policy 反通货膨胀对策 open market policy 公开市场政策 deficit-covering finance 赤字财政 fiscal and monetary policy 财政金融政策 harmony of fiscal and monetary policies 财政政策和金融政策的协调
interest rate policy 利率政策
monetary device 金融调节手段
monetary action 金融措施
measures for monetary ease 金融缓和措施 easy credit 放松信贷
monetary and credit control 货币信用管理 deficit covering 弥补赤字
restrictive lending policy 贷款紧缩政策 over-loan position 贷款超额
credit expansion 信用扩张
credit control instrument 信用调节手段 credit control 信用控制
restrictive monetary policy 紧缩通货膨胀 credit extending policy 融资方针 ultra-cheap money policy 超低息政策 financial transaction 金融业务
monetary market 金融市场
financial unrest 金融动荡
financial crisis 金融危机
financial system 金融体系
financial world 金融界
policy of discount window 窗口指导政策 open market operation 公开市场业务 actual rate 实际汇率
adverse exchange 逆汇、逆汇兑 appreciation of exchange rate 汇率升值 arbitrage of exchange 套汇
bank's buying rate 银行买入价 bank's selling rate 银行卖出价 base rate 基本汇价
broker 经纪人,掮客
brokerage 经纪人佣金
broker's loan 经纪人贷款
broking house 经纪人事务所
central rate 中心汇率(一国货币对美元的汇率,并据此计算对其他货币的汇率)
closing rate 收盘价
controlled rates 控制的汇率
conversion 汇兑、兑换
convertible currency 可兑换的货币 devaluation of dollar 美元贬值 direct exchange 直接汇兑
domestic exchange 国内汇兑 dual exchange market 双重外汇市场 engage in arbitrage (to) 套汇 evasion of foreign currency 逃汇 exchange adjustment 汇率调整 exchange alteration 更改汇率 exchange arbitrage 外汇套利 exchange bank 外汇银行
exchange broker 外汇经纪人
exchange brokerage 外汇经纪人佣金 exchange business 外汇业务 exchange clearing agreement 外汇结算协定 exchange clearing system 汇结算制 exchange control 外汇管制
exchange competition 外汇竞争 exchange contract 外汇成交单 exchange convertibility 外汇兑换 exchange customs 交易所惯例 exchange depreciation 外汇下降 exchange dumping 汇率倾销 exchange fluctuations 汇价变动 exchange freedom 外汇自由兑换 exchange for forward delivery 远期外汇业务 exchange for spot delivery 即期外汇业务
exchange loss 汇率损失
exchange parity 外汇平价
exchange position 外汇头寸
exchange premium 外汇升水
exchange profit 外汇利润
exchange proviso clause 外汇保值条款 exchange quota system 外汇配额制 exchange rate 汇价
exchange rate fluctuations 外汇汇价的波动 exchange rate parity 外汇兑换的固定汇率 exchange restrictions 外汇限制
exchange risk 外汇风险
exchange stability 汇率稳定
exchange reserves 外汇储备
exchange settlement 结汇
exchange surrender certificate 外汇移转证 exchange transactions 外汇交易 exchange value 外汇价值
exchange war 外汇战
export gold point 黄金输出点
favourable exchange 顺汇
fixed exchange rate 固定汇率
fixed par of exchange 法定汇兑平价 flexible exchange rate 浮动汇率 flexibility of exchange rates 汇率伸缩性 floating exchange rate 浮动汇率 fluctuations in prices 汇率波动
foreign exchange certificate 外汇兑换券 foreign exchange crisis 外汇危机
foreign exchange cushion 外汇缓冲 foreign exchange earnings 外汇收入 foreign exchange liabilities 外汇负债 foreign exchange loans 外汇贷款 foreign exchange parity 外汇平价 foreign exchange quotations 外汇行情 foreign exchange regulations 外汇条例 foreign exchange reserves 外汇储备 foreign exchange restrictions 外汇限制 foreign exchange transaction centre 外汇交易中心
foreign exchange retaining system 外汇留存制 forward exchange 期货外汇
forward exchange intervention 期货外汇干预 forward exchange sold 卖出期货外汇 free foreign exchange 自由外汇 given rate 已知汇率
going rate 现行汇率
hedge 套头交易
hedge against inflation 为防通货膨胀而套购 hedge buying 买进保值期货
indirect arbitrage 间接套汇
indirect rate 间接汇率
limited floating rate 有限浮动汇率 loss on exchange 汇兑损失
low-currency dumping 低汇倾销 medium rate 中间汇率
mint parity 法定平价
offer rate 卖出汇率
official devaluation 法定贬值
official rate (of exchange) 官方汇价 payment of exchange 结汇
pegging 固定汇率
prevailing rate 现行汇率
profit or loss on exchange 外汇买卖损益 rationing of exchange 外汇配售
reexchange 回汇、退汇
short rate 短期汇率
shunting (美)套利、套汇
single exchange rate 单一汇率
sliding peg (汇率)滑动钉住
spot exchange 现汇
spot exchange rate 单方面外汇买卖 spot exchange transactions 即期外汇业务 surrender of exchange 移存外汇 tell quel exchange rate 调整汇率 total foreign exchange 外汇收支总额 two-tier exchange rate 双重汇率 exchange speculation 外汇投机
spot and forward prices 即期与远期价格 spot rate of exchange 即期外汇汇率 forward foreign exchange 远期外汇汇率 forward operation 远期(经营)业务 bid and ask prices 买入和卖出价 bid price = buying price 买价
ask price = asking price = offer price = selling price 出售价,报价,开价,出价
European terms 欧洲标价法
American terms 美国标价法
interbank market 银行同业市场
bid and ask spread 买卖差价
spread 差额,利差,利润幅度
spread between domestic and overseas interest rates 国内外利润差额
deutsche marks (=DM) 西德马克
retail transaction 零售交易
rate of deposit turnover 存款周转率
loan-deposit ratio 存放款比率
self-owned capital ratio 自有资本比率 output-capital ratio 产出与资本的比率 ratio of profit to capital 收益同资本的比率 turnover of account receivable 应收帐款周转率 ratio of doubtful loans to total loans 坏帐比率 fixed assets ratio 固定资产比率
fixed assets turnover ratio 固定资产周转率 current ratio 流动比率
turnover ratio of working capital 流动资本周转率 liquidity of bank 银行资产流动性
payment reserve 支付准备
internal reserves 内部准备金
graduated reserve requirement 分级法定准备金 ratio of cash reserves to deposits 存款支付准备率 initial reserve 初期准备金
offset reserve 坏帐准备金
allowance for doubtful debt 备抵呆帐款项 reserve requirements 法定存款准备金
reserve ratio 法定存款准备金比率
required reserve ratio 法定准备率
minimum reserve ratio 法定最低准备比率 additional reserve 追加准备金
guaranteed fund 保证准备金
reserve margin 准备金比率
unbalance finance 赤字财政
red balance 赤字差额
repressed inflation 抑制性通货膨胀 shortage of financial resources 财源短缺 galloping inflation恶性通货膨胀
monetary and financial crisis 货币金融危机 deflation 通货紧缩
inflation 通货膨胀
inflation rate 通货膨胀率
inflationary trends 通货膨胀趋势 monetary stringency 银根奇紧
slack of finance 银根松缓
stagflation 滞胀
demand pull inflation 需求拉动通货膨胀 demand shift inflation 需求变动型通货膨胀 latent inflation 潜在的通货膨胀
inflationary spiral 螺旋式上升的通货膨胀 neutrality of the central bank 中央银行的中立性 counter-inflation policy 反通货膨胀对策 open market policy 公开市场政策 deficit-covering finance 赤字财政 fiscal and monetary policy 财政金融政策 harmony of fiscal and monetary policies 财政政策和金融政策的协调
interest rate policy 利率政策
monetary device 金融调节手段
monetary action 金融措施
measures for monetary ease 金融缓和措施 easy credit 放松信贷
monetary and credit control 货币信用管理 deficit covering 弥补赤字
restrictive lending policy 贷款紧缩政策 over-loan position 贷款超额
credit expansion 信用扩张
credit control instrument 信用调节手段 credit control 信用控制
restrictive monetary policy 紧缩通货膨胀 credit extending policy 融资方针 ultra-cheap money policy 超低息政策 financial transaction 金融业务
monetary market 金融市场
financial unrest 金融动荡
financial crisis 金融危机
financial system 金融体系
financial world 金融界
policy of discount window 窗口指导政策 open market operation 公开市场业务 American Express card 运通卡。 Great Wall card 长城卡。
Master card 万事达卡。
Visa card 维萨卡。
Dragon card 龙卡。
Po card 牡丹卡。
Pacific card 太平洋卡。
Diners card 大莱信用卡。
Barclay card 巴克莱银行信用卡。 Eurocard 欧洲系统卡。
Gold Ear Credit Card 金穗卡。
Million card 百万卡。
JCB card JCB卡。
plastic card 塑料卡。
carefully selected applicant 经仔细选定的申请人。
entrance fee 申请费。
annual membership dues 年费。 card issuing institution 发卡单位。 a sales slip 签购单据,售货清单。 traveller's letter of credit 旅行信用证。 electronic cash 电子现金。
electronic funds transfer 电子资金转帐。 financial insolvency 无力支付。 financial arrangement 筹资安排。 financial statement analysis 财务报表分析。 moral hazard 道德风险。
off-balance-sheet 表外业务。
disintermediation 脱媒。
cash 现金,现款。v.兑现,付现款。 cash a cheque 支票兑现。
cash account 现金帐户。
cash advance 差旅预支款。 cash against bill of lading 凭提单付现。
cash against documents(C.A.D.) 凭单付现,凭单据付现金=document against cash。
cash and carry 付现自运;现金交易和运输自理;现购自运商店。
cash and carry wholesale 付现自运批发。 cash assets 现金资产。
cash audit 现金审核,现金审计。 cash balance 现金余额,现款结存。 cash basis 现金制,现金基础。
cash basis accounting 现金收付会计制。 cash before delivery(C.B.D.) 空货前付款,付款后交货,付现款交货。
cash bonus 现金红利。
cash book 现金簿;现金帐;现金出纳帐。 cash boy 送款员。
cash budget 现金预算。
cash card1 (银行)自动提款卡。 cash card2 现金卡。
cash claim 现金索赔。
cash collection basis 收现法,收现制。 cash credit 活期信用放款,现金付出。 cash credit slip 现金支出传票。
cash cycle 现金循环,现金周期。 cash currency 现金通货。
cash day 付款日。
cash debit slip 现金收入传票。
cash department (商业机构中的)出纳部=counting-house。
cash deposit 现金存款;保证金。
cash deposit as collateral 保证金,押金。 cash desk (商店、饭馆的)付款处。
cash disbursements 现金支出。
cash discount (c.d.) 现金折扣,付现折扣=settlement discount。
cash dispenser (美)自动提款机=cashomat。 cash down 即付,付现。
cash equivalent value 现金等值,现金相等价值。 cash flow 现金流动。
cash holdings 库存现金。
cash in advance (c.i.a.) 预付现金。
cash in bank 存银行现金,银行存款。
cash in hand (商行的)手头现金,库存现金=cash on hand。
cash in transit 在途现金,在运现金。
cash in transit policy 现金运送保险单。
cash in treasury 库存现金。
cash invoice 现购发票。
cash items 现金帐项,现金科目。
cash journal 现金日记簿。
cash liquidity 现金流动(情况);现金周转。 cash loan 现金贷款。
cash market 现金交易市场,现货市场,付现市场。 cash nexus 现金交易关系。
cash on arrival 货到付现,货到付款。
cash on bank 银行存款;银行付款;现金支票付款。 cash on deliver (C.O.D) (英)交货付款,现款交货,collect on delivery。
cash order(C/O) 现金订货。
cash paid book 现金支出簿。
cash payment 现金付款,现付。
cash payments journal 现金支出日记帐。 cash position 现金状况,现金头寸。
cash price 现金售价,现金付款价格。 cash purchase 现购,现金购买。
cash railway (商店中的)货款传送线。 cash ratio 现金比率。
cash receipts (CR) 现金收入。
cash receipts journal 现金收入日记帐。 cash records 现金记录。
cash register 现金登记机,现金收入记录机,收银机。 cash remittance 汇款单;解款单。
cash remittance note 现金解款单,解款单。 cash requirement 现金需要量。
cash reserve 现金储备(金)。
cash resources 现金资源,现金来源。 cash sale 现售,现金销售=sale by real cash。 cash sale invoice 现销发票,现售发票。 cash settlement 现金结算,现汇结算。 cash short and over 现金尾差,清点现金余差;现金短溢。 cash slip 现金传票。
cash statement 现金报表,(现金)库存表。 cash ticket 现销票,门市发票。
cash transaction 现金交易。
cash verification 现金核实,现金核查。 cash voucher 现金凭单;现金收据。
"cash with order (c.w.o., C.W.O.)" 订货时付款,订货付现,落单付现。
cash without discount 付现无折扣。
cash yield discount 现金获利率,现金收益率。 cashier 出纳员,收支员。
cashier's cheque (C.C.) 银行本票=cashier's order。
check certificate 检验证明书。
check list (核对用的)清单。
check sheet 对帐单。
checking reserve 支票现金储备。
checkstand (超级市场的)点货收款台。 cheque book 支票簿。
cheque book stub 支票簿存根。 cheque card 支票卡。
cheque collection 支票兑取。
cheque collector 支票兑取人。
cheque crossed 划线支票。
cheque crossed generally 普通划线支票。 cheque crossed specially 特别划线支票。 cheque deposit 支票存款。
cheque drawer 支票出票人。
cheque holder 支票执票人。
cheque only for account 转帐支票。 cheque payable at sight 见票即付支票。 cheque (payable) to bearer 来人支票,不记名支票。
cheque protector 支票银码机。
cheque rate " 票据汇兑汇率,票汇价格=sight rate ,short rate。"
cheque register 支票登记簿。
cheque returned 退票,退回的支票。 cheque signer 支票签名机。
cheque stub 支票存根。
cheque to order 记名支票,指定人支票。 credit 信用,信贷。
"credit account (C.A., C/A)" 赊帐=open account2
credit agreement 信贷协定。
credit amount 信贷金额;赊帐金额;信用证金额。
credit analysis 信用分析。
credit balance 贷方余额,结欠,贷余。 credit beneficiary 信用证受益人。 credit business 赊售,信用买卖。 credit buying 赊购。
credit capital 信贷资本。
account statement 帐户清单
adjusted debit balance 已调整的借方余额 advance-decline theory 涨跌理论 affiliated person 关联人
aftermarket 次级市场
alternative (either/or) order 选择指令 arbitrage 套利
as agent 做代理
as principal 做自营
ask-bid system 竞价系统
at-the-close order 收盘指令
at-the-market 按市价
at-the-opening (opening only) order 开盘指令 auction marketplace 拍卖市场 average 平均数
bear market 熊市
bear raiders 大量抛空者
beneficial owner 受益所有人
best-efforts offering 尽力推销(代销)发行 big board 大行情牌
block positioner 大宗头寸商 blowout 畅销
blue-chip stocks 蓝筹股
board of arbitration 仲裁委员会 board of governors 理事会 borrowing power of securities 证券贷款能力
bought deal 包销
breadth index 宽度指数 breakout 突破
bullish 行情看涨
cancellation 取消
cash account 现金帐户
cash dividend 现金股利 cash on delivery (COD) 交割付款 certificated security 实物证券 closing transaction 平仓交易 commission 佣金
common stock 普通股
congestion area 震荡区
congestion tape 统一自动行情显示 cooling-off period 等待期
cornering the market 操纵市场 cum dividend 附息
cum rights 含权
cumulative preferred stock 累积优先股
delivery date 交割日
diversification 分散投资 dividends 红利
Dow Jones average 道?琼斯平均数 downgrade 降级
downtick 跌点交易
dumping 抛售
early warning system 预警系统 efficient portfolio 有效证券组合 exercise date 执行日
expiration date 到期日
face value 面值
fair and reasonable 公平合理 gap 跳空
going away 分批买进
hammering the market 打压市场 hit the bid 拍板成交
holding the market 托盘 horizontal price movement 横盘 hot issue 抢手证券
hot stock 抢手股票
hypothecation 抵押
inactive market 不活跃市场 insider 内幕人
institution 机构投资者 in the tank 跳水
intraday 日内
limit order 限价指令
liquidation 清仓
liquidity 流动性
listed stock 上市股票
long position 多头头寸
major market index 主要市场指数 manipulation 操纵
margin 保证金
marketability 流动性
negotiability 流通性
oversold 超卖
over-the-counter (OTC) option 场外交易市场
overvalued 估价过高
painting the tape 粉饰行情 parking 寄售
principals (stockholders) 股东 profit taking 获利回吐
proprietary 自有资产
prospectus 募资说明书 proxy 代理委托证书 resistance 阻挡区
reversal 反转
rigged market 受操纵的市场 screen (stocks) 选股
seek a market 寻求入市机会 sticky deal 棘手交易
stock wrap 股市行情
subscription 认股书
tight market 旺市
underwriter 承销商
unissued stock 未发行股票 unwind a trade 清理交易
warehousing 非法回购
weak market 弱市
futures market 期货市场。
futures contract 期货合约。
financial futures 金融期货。
commodity futures 商品期货。
financial futures contract 金融期货合约。 currency futures contract 货币期货合约。 interest rate futures contract 利率期货合约。 stock index futures contract 股票指数期货合约。 financial forward contract 金融远期合约。 clearing house 清算所。
initial margins 初始保证金。
settlement 交割。
short seller 卖空者。
the Gilts 金边债券。
futures delivery 期货交割。
futures transaction 期货交易。
hedging mechanism 规避机制。
market expectations 市场预期。
to defuse (attempted monopoly positions) 冲破(形成的市场垄断状况)。
clearinghouse 清算公司,票据交换所。 net settlement status 净结算状况,净结算头寸。 synthetic financial futures position 综合金融期货头寸。 status inquiry 信用状况调查。
stock indexes 股票指数。
stock index futures 股票指数期货。
currency futures 外币期货。
distant futures 远期期货。
nearby futures 近期期货。
on a discount basis (以)折价形式。 a long position 多头部位,利多形势。 a short position 空头部位,短缺头寸。 short purchase 买空,空头补进。 shifting risk 转嫁风险,转移风险。 basis risk 基差风险。
converge 集聚,(为共同利益而)结合一起。 swing 变动(幅度),摆动,涨落。 cross hedge 交叉套做。
volatile 易变的,不稳定的。
volatile market 不稳定的市场行情。 margin money 预收保证金,开设信用证保证金。 position 头寸;交易部位;部位。
long position 多头寸;买进的期货
。 short position 空头。
exchange position 外汇头寸;外汇动态。 interest rate position 利率头寸。 swap position 调期汇率头寸。
square position 差额轧平(未抵冲的外汇买卖余额的轧平状况)。
brokerage firm 经纪商(号)。
security bond 保付单。
post 过帐;登入总帐。
brokerage 经纪业;付给经纪人的佣金。 FX futures contract 外汇期货合约。 foreign currency futures 外汇期货。 futures price 期货价格。
go long 买进,多头。
total FX portfolio 外汇投资总额。
a long position 多头寸;买进的期货合同。 go short 短缺;卖空,空头。
a short position 空头;卖出的期货合同。 place an order 订购;下单。
trading pit 交易场。
open outcry 公开喊价,公开叫价。 floor broker 场内经纪人。
transactions costs 交易费用。
zero-sum game 一方得益引起另一方相应受损的游戏;零和竞赛。
current futures price 现时的期货价格。 the open interest 未结清权益。
building agreement 具有约束力的协定。 pay up 付清,缴清。
in force (法律上)有效的。
kill a bet 终止赌博。
settlement price 结算价格。
date of delivery 交割期。
point of delivery 交割地点。
futures commission merchants 期货经纪公司。 market order 市价订单。
time order 限时订单。
opening order 开市价订单。
closing order 收市价订单。
basis order 基差订单。
corners 垄断。
outright position 单笔头寸。
direct hedging 直接套做。
indirect hedging 间接套做。
short arbitrage 空头套利。
long arbitrage 多头套利。
back spreads 反套利。
margin call 保证金通知。
price discovery 价格发现。
option 期权,选择权,买卖权。
call and put options 买入期权和卖出期权。 option buyer 期权的买方。
option seller 期权的卖方。
underlying securities 标的证券。
"exercise price, striking price" 履约价格,认购价格。 option fee (=option premium or premium on option) 期权费。
intrinsic value 实际价值,内部价值。 intrinsic utility 内在效用。
arbitrage opportunity 套价机会。
arbitrage 套购,套利,套汇。
arbitrage of exchange or stock 套汇或套股。 speculation on foreign exchange 外汇投机。 speculation in stock 股票投机。
to be hedging 进行套做保值。
a put option on a debt security 债务证券的卖出期权。 call options on an equity 权益(证券)的买入期权。 cover 弥补,补进(卖完的商品等)。 write 签发,签署,承保,编写。 margin call 追加保证金的通知。
close out 平仓,结清(账)。
notional sum 名义金额。
notional principal 名义本金。
equity portfolio 股票资产。
predetermined 预先约定的。 strike price 协定价格。
put (option) 卖方期权,看跌期权。 call (option) 买方期权,看涨期权。 open market 公开市场。
premium 期权费。
downside 下降趋势。
open-ended 开口的,无限制的,无限度的。 out-of-the-money 无内在价值的期权。 in-the-money 有内在价值的期权。 at-the-money 平值期权。
crop up (out) 出现,呈现。 cap 带利率上限的期权。
floor 带利率下限的期权。
collar 带利率上下限的期权。 break-even 不亏不盈,收支相抵。 asymmetry 不对称。
symmetry 对称。
sell forward 远期卖出。
up-front fee 预付费用,先期费用。 change hands 交换,换手。 contractual value 合同价格。
over-the-counter 场外的,买卖双方直接交易的,不通过交易所交易的。
customize 按顾客的具体要求制作。 futures margin 期货保证金。
initial margin 初始保证金。
open position (期货交易中的)头寸。 maintenance margin 最低保证金,维持保证金。 variation margin 盈亏保证金,变动保证。 market makers 造市者。
extrinsic value 外在价值。
contracts of difference 差异合约。 market-clearing 市场结算。
adaptive expectations 适应性预期。 bid-ask spread 递盘虚盘差价。
small-order automatic system 小额定单执行系统。
dealers 批发商。
dual trading 双重交易。
mature liquid contracts 到期合约。 back wardation 现货溢价。
nearby contracts 近期合约。
short-lived securities 短期有效证券。 cash-and-carry arbitrage 现货持有套利。 open positions 敞口头寸。
uncovered interest arbitrage 未担保利率套利。 premium 期权权利金。
call-options 认购期权。
put-options 认售期权。
speculation 投机。
cross hedging 交叉保值。
hedging risk 套期保值风险
synthetic options 合成期权。
option purchase price 期权的购进价格。
options on futures contract 期货合同的期权交易。
forward swap 远期掉期。 swap rate 掉期率。
risk transformation 风险转移。 contract size 合约容量。
daily limit 每日涨(跌)停板。 double option 双向期权。 fee interest 不动产产权。 multiunit 公寓楼。
deed 契约。
devise 遗赠。
fee 不动产。
condominium 公寓私有共有方式。 lien 扣押权,抵押权。
encumbrance 债权(在不动产上设定的债权)。
die intestate 死时没有遗嘱。 property 物业。
down payment 首期。
property value 房产价。 loan amount 贷款额。
solicitor's fee 律师费。
registration fee 注册费。 stamp duty 印花税。
principal 本金。
property under construction 楼花。 developer 发展商。
premium rates 优惠率。 expenses incurred in the purchase 购买物业开支。
sale of property 出售物业。
chattel 动产。
chattel mortgage 动产抵押。
chattel mortgage bond (美)动产抵押(公司)债券。
chattel personal (私人)动产。 chattel real 准不动产(土地权等)。 handling charge 手续费。
revise the repay and condition 已定的细则。
evaluation of property 房产估价。 valuer 估价行。
abnormal depreciation 特别折旧。 abnormal spoilage 非正常损坏。 aboriginal cost 原始成本。
accrued depreciation 应计折旧。 accounting value 帐面价值。
capital assets 资本资产。
composite depreciation 综合折旧。 cost of maintenance 维修费。
fixed assets 固定资产。
fixed assets ration 固定资产比率。 fixed capital 固定资本。
fixed costs 固定成本。
free depreciation 自由折旧。
immobilized capital 固定化的资产。 immovable property 不动产。
leased immovable 租借的不动产。 lease broker 租赁经纪人。
leasehold 租赁土地。
leasehold property 租赁财产。 leaseholder 租赁人。
leasing industry 租赁业。
life of assets 资产寿命。
money capital 货币资本。 permanent capital 永久性资本。 property assets 不动产。
property company 房地产公司。 rate of depreciation 折旧率。 real estate 不动产。
real estate investment trust 不动产投资信托公司。
real estate mortgage 不动产抵押。 real estate mortgage bonds 不动产抵押债券。
real estate tax 不动产税。 sum-of-the-years' digits method of depreciation 年数总和折旧法。
lessee 承租人,租户。
lessor 出租人。
line of business 行业,营业范围,经营种类。
financial lease 金融租赁。 operating lease 经营租赁。 source of finance 融资渠道。 sublease 转租,分租。
lease agreement 租约。
lease and release 租借和停租。 lease financing 租赁筹租。 lease in perpetuity 永租权。 lease out 租出。
lease purchase 租借购买。
lease rental 租赁费。
lease immovable 租借的不动产。 lease land 租赁土地。
lease territory 租借地。
leasehold 租借期,租赁营业,租赁权。 lease interest insurance 租赁权益保险。 lease mortgage 租借抵押。
leaseholder 承租人,租借人。 leasing asset 出租财产,租赁财产。 leasing industry (trade) 租赁业。 leaseback 回租。
leasebroker 租赁经纪人。
leasehold property 租赁财产。 leasing division 租赁部。
sale and leaseback agreement 出售资产与回租安排。
hire purchase 租购。
operating leases 操作租赁。
double leasing 双重租赁。
financial leases 金融租赁。
leveraged leases 杠杆租赁。
full payout leases 充分偿付租赁。 tax credit leases 减税租赁。
money-over-money leases 货币加成租赁。 lease insurance 租赁保险。
lease property 租赁财产。
leasing 出租。
leasing period 租赁期。
leasing cost 租赁成本。
international leasing 国际租赁。 leasing money 租赁资金。 direct leases 直接租赁。
indirect leases 间接租赁(即:杠杆租赁)。
leasing equipment 租赁设备。 leasing country 承租国。 trust leases 信托租赁。
leasing consultant 租赁顾问。 leasing amount 租赁金额。 transnational leases 跨国租赁。 leases structure 租赁结构。 leases arrangement 租赁安排。 fixed-rate leases 固定利率租赁。 floating-rate leases 浮动利率租赁。 leasing regulations 租赁条例。 leasing contract 租赁合同。 leasing clauses 租赁条款。 large leases 大型租赁。
small leases 小型租赁。
syndicate leases 银团租赁。 leasing agreement 租赁协议。 leases agent 租赁代理。
leases company 租赁公司。 capital lease 资本租赁。
surtax 附加税。
taxable 可征税的,应纳税的。 excise 货物税,消费税。 payroll tax 薪金税。
sales tax 销售税。
real estate and personal property tax 不动产和动产税。
motor vehicle and highway user tax 机动车和公路使用税。
death and gift tax 遗产和赠与税。
tariff 关税。
imposition 征税;税;税款。
income tax liabilities 所得税责任,所得税债务。 fax base 税基。
government revenue 政府收入。
V.A.T(Value Added Tax) 增值税。
expenditure tax 支出税。
a tax return 税务申报表。
expenditure tax regime 支出税税制。 tax statutes 税收法。
full progressive income tax 全额累进所得税。 a flat percentage rate of income 统一比率的所得税税率。
income in kind 实物所得。
tax concession 赋税优惠。
progressive taxation 累进税。
taxing power 税收能力,课税能力。
tax code 税法。
the capacity of a tax 税收负担。
tax relief 税收减免。
tax collection 税收制度。
tax avoidance 避免。
tax evasion 逃税。
tax base 征税基础。
the rate structure of the tax 税率结构。
direct taxation 直接税。
indirect taxation 间接税。
tax holiday 免税期。
tax grades 征税级距。
property taxes 财产税。
sales taxes 销售税。
income taxes 所得税。
product tax 产品税。
value added tax 增值税。
business tax 营业税。
salt tax 盐税。
local income tax (local surtax) 地方所得税。
state-owned enterprise income tax 国营企业所得税。 state-owned enterprise regulation tax 国营企业调节税。 collective-owned enterprise income tax 集体企业所得税。 privately owned enterprise income tax 私营企业所得税。 individual income regulation tax 个人调节税。 state-owned enterprise bonus tax 国营企业奖金税。 collective-owned enterprise bonus tax 集体企业奖金税。 undertaking unit bonus tax 事业单位奖金税。 scientific research unit bonus tax 科研单位奖金税。 state-owned enterprise wages regulation tax 国营企业工资调节税。 open fair transaction tax 集市交易税。
vehicle and vessel use tax 车船使用税。
slaughtering tax 屠宰税。
land use tax 土地使用税。
house property tax 房产税。
urban maintenance and construction tax 城市维护建设税。
building tax (tax on construction) 建筑税。 special fuel oil tax 烧油特别税。
resource tax 资源税。
stamp tax 印花税。
feast tax 筵席税。
special consumption tax (special consumption duty) 特别消费税。
import regulation tax 进口调节税。
special regulation tax 专项调节税。
shipping tonnage duty 船舶吨税。
farmland occupancy tax 耕地占用税。
agricultural(animal husbandry)tax 农(牧)业税。 deed tax 契税。
local tax 地方税。
local surtax 地方附加税。
circulation tax (turnover tax) 流转税。 industrial-commercial tax 工商税。
industrial-commercial income tax 工商所得税。 customs duty(tariffs) 关税。
protective tariffs 保护性关税。
emergency tariff 非常关税。
retaliatory tariff 报复性关税。
withholding income tax 预提所得税。 withholding tax 预提税。
freight tax 运费税。
tax on transport 运输税。
foreign enterprises income tax 外国企业所得税。 industrial-commercial consolidated tax 工商统一税。 urban house and land tax 市房地产税。
vehicle and vessel licence use tax 车船使用牌照税。
livestock transaction tax 牲畜交易税。 individual income tax 个人所得税。
cover 弥补(损失等);负担(开支);补进(商品或股票等);保险。
cover-note 暂保单;投保通知单。
coverage承保险别;保险总额;范围保险。 coverage ratio 偿债能力比率。
indemnity 赔偿,补偿。
insurance contract 保险契约,保险合同。 insured 被保险人。
the additional insured 附加被保险人。 additional insurance 加保,附加保险。 accessory risks 附加保险,附加险。 accident insurance 意外保险。(不包括海上,火灾和人寿保险)。
acknowledgement of declaration (under open policy) 预约保险申报确认书。
accounts of assured 保险帐户。
actual cash value (保险用语)实际现金价值。 adjustable policy 可调整的保险单。
adjustable premium 可调整的保险费。 advance payment of premium 预缴保险费。 assessment of loss 估损。
assignment of policy 保单转让。
claim a refound 索赔。
comprehensive insurance 综合保险。 exception clause 免责条款。
facultative insurance 临时保险。
floating policy 流动保险单。
fraternal insurance 互助保险。
full insurance 定额保险。 open policy 预约保单。
premium rate 保险费率。 premium tariff 保险费率表。 primary insurance 基本险。 proposal form 投保单。
proposal of insurance 要保书。 specific insurance 特殊保险。 total loss 全损。
total loss of part 部分全损。 total loss only 全损赔偿险。 trade claim 商业索赔。
underinsurance 保险不足。 underinsured 保额不足。
underwriting 承保。
underwriting account 保险帐户。 underwriting limit 承保限额。 underwriting profit 承保利益。 unexpired insurance 未过期保险。 mutual insurance company 相互保险公司。
insurance saleman 保险外勤。 beneficiary of insurance 保险金受益人。 underwriter 保险承受人。
insurance broker 保险经纪人。 insurance appraiser 保险损失评价人。 movables insurance 动产保险。 movables all risks insurance 动产综合保险。
business insurance 企业保险。
property insurance 财产保险。 extraneous risks 附加险。
cargo insurance 货物保险。
insure against fire 保火险。
assets insurance 资产保险。
proprietary insurance 营业保险。 commodity insurance 商品保险。 excess insurance 超额保险。
risk-covering insurance 风险保险。 life insurance 人寿保险。
socialized medical insurance 社会医疗保险。 package policy 一揽子保险。
petty insurance 小额保险。
reciprocal reinsurance 互惠互保。 fundamental insurance 基本险。 industrial financing 工业融资。 development financing 发展融资。 long-term finance 长期资金融通。 small business finance 中小企业融资。 interim finance 中间金融。
medium-term finance 中期金融。 overnight call loan 日拆。
bridging finance 过渡性融资。
inter-business credit 同行放帐。 borrowing from affiliates 向联营公司借款。 cooperative financing 合作金融。 indirect finance 间接金融。
compensatory financing 补偿性融资。
loan at call 拆放。
collateral loan 抵押借款。
direct financing 直接融资。
finance broker 金融经纪人。 terms of loan 放款条件。 official short-term credit 官方短期信用。 official borrowing 政府借款。
commercial terms 商业条件。 loan volume 贷款额。
credit facility 信用透支。
debt of honour 信用借款。
credit limit 信用额度。
credit restriction 信用限额。
temporary bridging finance 临时融资。 maximum limit of overdraft 透支额度。 special finance 特别融资。
fund demand 资金需求。
accommodation of funds 资金融通。 consumer financing 消费融资。 reserve financing 累积融资。 joint financing 共同贷款。
call loan transaction 短期拆放往来。 call money 拆放款。
stockpile financing 储存融资。 stop-gap fund 临时通融资金。 ultimate borrower 最终借款人。 black market financing 黑市筹资。 general mortgage 一般抵押。
unlimited guarantee 无限责任担保。 double mortgage 双重抵押。 open mortgage 可资抵押。 guarantee of payment 付款保证。 subrogated right 代位求偿。 chattel mortgage 动产抵押。 common collateral 共同担保。 foregift 权利金。
contract money 合同保证金。 closed and mortgage 闭口抵押。 warrant money 保证金。
pawn 典当。
money paid on account 定金。 right of pledge 质权。
margin rate 保证金率。
blanket mortgage 总括抵押。 premium for lease 租赁保证金。 security for an obligation 债权担保。 payment of account 预付金。 first mortgage 第一抵押权。 banker's guarantee 银行担保。 letter of confirmation 确认书。 initial margin 期初保证权。
ransom 赎金。
cancellation money 解约金。 discount paid 已付贴现额。 market discount rate 市场贴现率。 rediscount policy 再贴现政策。
present discount value 贴现现值。 discount credit 贴现融资。
discount on bills 票据贴现。
general endorsement 不记名背书。 voluntary conveyance 无偿转让。 open negotiation 公开议付。
endorsement for collection 托收背书。 acceptance method 承兑方式。 partial assignment 部分转让。 fictions payee 虚构抬头人。 draw cheque 签发票据。
interest-rate risk 利息率风险。 foreign exchange risk 外汇风险。 monetary risk 货币风险。
matching 搭配。
pairing 配对。
nesting 配套。
risk hedge 风险保值。
risk hedging instruments 风险保值工具。
nearby risks 近期风险。
far future risks 长远期风险。 exchange rate risks 外汇汇率风险。 accounting risks 会计风险。 payment risks 支付风险。 acceptance risks 承兑风险。
risk losses 风险损失。
arbitrage risks 套汇风险。
speculating risks 投机风险。
dishonour risks 拒付风险。 quality risks 质量风险。
quantity risks 数量风险。 collection risks 托收风险。 borrowing risks 借款风险。 technology risk 技术风险。 constructure risk 建设风险。 operating risk 经营风险。 selling risk 销售风险。 management risk 管理风险。 political risk 政治风险。 financial risk 金融风险。 market risk 市场风险。
productivity risk 产量风险。 credit risk 信用风险。 commercial risk 商业风险。 trade risk 交易风险。
exchange risk 兑换风险。 ethics risks 道德风险。
bust-up risks 破产风险。
buyer's risks 买方风险。 seller's risks 卖方风险。
circulation risks 流通风险。 depreciation risks 贬值风险。 competitive risks 竞争风险。 contingent risks 或有风险。 big slump 大衰退(暴跌)。 exchange dumping 汇率倾销。
foreign exchange dumping 外汇倾销。 key risk 关键风险。
loss of profits insurance 收益损失保险。
low-currency dumping 低汇倾销。 markdown 跌价。
pre-credit risk 信贷前风险。 risk assets 冒风险的资产。
risk (or risk-bearing) capital 承担风险的资本。
risk money (出纳员)短款补贴。 risky loans 有风险贷款。
foreign exchange risk 外汇风险。 cash flow stream 现金流(量)。 exposure 风险。
transaction exposure 交易风险。 translation exposure 转换风险。 economic exposure 经济风险。 accounting exposure 会计风险。 business risk 营业风险。
risky investment 风险投资。 risky revenue 风险收入。 risky cost 风险成本。
risk-taking company 风险企业。 risk analysis 风险分析。
risk transfer 风险转移。
risk project 风险项目。
risk guaranty 风险担保。
risk management 风险管理。 risk protection 风险保护。
risks contribution 风险分摊。
risky reserve 风险储备。
risk prevention 风险防范。
risk fund 风险基金。
operating cash flow 营运现金流(量)。 profit and loss accounts 损益帐户。 assumption of risk 承担风险。 risk assets 风险资产。
at owner's risk 风险由货主负担。 fictitious assets 虚拟资产。
feathered assets 掺水资产。
fictitious capital 虚拟资本。
unemployed capital 游资。
risk/venture capital 风险资本。 interest rate risk 利率风险。
risk premium 风险补贴,风险溢价。 poor for insurance 风险大的保险户。 isolation of risk 风险隔离。
risk analysis 风险分析。
risk minimization 风险减至最小限度。 risk ratio 风险率。
risk adjusted return 风险调整报酬率。 risk-adjusted discount rate 风险调整折现率。
decision-making under risk 风险下的决策。 risk decision 风险性决策。
risk-return characteristics 风险与收益特性。
account number 帐号 depositor 存户
pay-in slip 存款单
a deposit form 存款单 a banding machine 自动存取机 to deposit 存款
deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡
principal 本金
overdraft, overdraw 透支 to counter sign 双签 to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票
cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根
cash cheque 现金支票
traveler's cheque 旅行支票
cheque for transfer 转帐支票
outstanding cheque 未付支票
canceled cheque 已付支票
forged cheque 伪支票
Bandar's note 庄票,银票
banker 银行家
president 行长
savings bank 储蓄银行
Chase Bank 大通银行
Citibank 花旗银行
Hongkong Shanghai Banking Corporation 汇丰银行 Chartered Bank of India, Australia and China 麦加利银行
Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行
bank of issue, bank of circulation 发行币银行 commercial bank 商业银行,储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行
exchange bank 汇兑银行
requesting bank 委托开证银行
issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行
confirming bank 保兑银行
paying bank 付款银行
associate banker of collection 代收银行
consigned banker of collection 委托银行 clearing bank 清算银行
local bank 本地银行
domestic bank 国内银行
overseas bank 国外银行
unincorporated bank 钱庄
branch bank 银行分行
trustee savings bank 信托储蓄银行 trust company 信托公司
financial trust 金融信托公司
unit trust 信托投资公司
trust institution 银行的信托部
credit department 银行的信用部 commercial credit company(discount company) 商业信贷公司(贴现公司)
neighborhood savings bank, bank of deposit 街道储蓄所
credit union 合作银行
credit bureau 商业兴信所
self-service bank 无人银行
land bank 土地银行
construction bank 建设银行
industrial and commercial bank 工商银行 bank of communications 交通银行 mutual savings bank 互助储蓄银行 post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押银行 industrial bank 实业银行
home loan bank 家宅贷款银行
reserve bank 准备银行
chartered bank 特许银行
corresponding bank 往来银行 merchant bank, accepting bank 承兑银行
investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行
joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounting 成本会计
depreciation accounting 折旧会计 computerized accounting 电脑化会计 general ledger 总帐
subsidiary ledger 分户帐
cash book 现金出纳帐
cash account 现金帐
journal, day-book 日记帐,流水帐 bad debts 坏帐
investment 投资
surplus 结余
idle capital 游资
economic cycle 经济周期
economic boom 经济繁荣
economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机
economic recovery 经济复苏
inflation 通货膨胀
deflation 通货收缩
devaluation 货币贬值
revaluation 货币增值
international balance of payment 国际收支 favourable balance 顺差
adverse balance 逆差
hard currency 硬通货
soft currency 软通货
international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量
national budget 国家预算
national gross product 国民生产总值 public bond 公债
stock, share 股票
debenture 债券
treasury bill 国库券
debt chain 债务链
direct exchange 直接(对角)套汇 indirect exchange 间接(三角)套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现
discount rate, bank rate 贴现率
gold reserve 黄金储备
money (financial) market 金融市场
stock exchange 股票交易所
broker 经纪人
commission 佣金
bookkeeping 簿记
bookkeeper 簿记员
an application form 申请单
bank statement 对帐单
letter of credit 信用证
strong room, vault 保险库
equitable tax system 等价税则
specimen signature 签字式样
banking hours, business hours 营业时间
银行英语口语,新开帐户
What kind of account did you have in your mind?
你想开哪种帐户?
Do you like to open a current account?
你想开一个活期存款帐户吗?
A deposit or current account? 定期还是活期?
Please tell me how you would like to deposit your money.
请告诉我你想存何种户头?
There's a service charge for the checking account but no charge for the savings.
支票户头要收服务费,现金户头不收。
Our minimum deposit for a savings account is 100 dollars. 我们储蓄存款的最低存款额是100美圆。
Five yuan is the minimum original deposit.
最低起存款额是5元。
You can open a savings account at any time with an initial deposit of 50 dollars.
你可随时以50美圆的起存额开立储蓄帐户。
Even one yuan is all right.
甚至一元也可以起存。
Here is your pasbook. Please bring it back when you deposit or withdraw money an
y time you like. Keep it well and inform us whenever you lose it. 这是你的存折,存取款时请带来。保管好存折,遗失请告诉我们。
I should like to open a current account.
我想开一个活期存款帐户。
I need a checking account so that I can pay my bill. 我需开个支票帐户,这样就能付帐。
We'd like to know how we open a checking-savings account. 我们想知道如何开一个支票储蓄帐户。
I have a checking account here.
我在这里有一个支票存款帐户。
I think I'd like a deposit account.
我想要开个定期存款帐户。
Can I open a current account here?
我能否在这儿开个活期存款帐户,
I want to open a deposit account with you.
我要开个储蓄帐户。
I'd like to open a deposit account with you.
我想在你们这儿开个定期存款帐户。
Could you tell me the difference between a savings account and a checking accoun
t?
请告诉我储蓄存款与支票存款的区别好吗,
Please tell me the procedure for opening a savings account.
请告诉我开个储蓄帐户需要什么手续。
Will 100 yuan be enough for a minimum deposit? 100元作最低存款额够吗,
I'd like to know whether a 200 yuan deposit will be enough for opening a checking
account.
我想知道开一个支票帐户200元存款是否够。
Could you tell me how to operate this account? 请告诉我如何经管这个帐户好吗,
Is there any minimum for the first deposit? 第一次储蓄有最低限额吗,
How much does each account cost?
每个帐户要花多少钱,
Useful Phrases
current deposit, current account 活期存款
fixed deposit, fixed account 定期存款
fixed deposit by installments 零存整取
joint account 联名存款帐户
to open an account 开户头
银行英语口语,存款
How much do you want to deposit with us? 你想在我们这存多少,
How much do you wish to pay into your account?
你希望在你的户头上存多少,
How much money do you plan to keep in your account on a regular basis?
你
在你的户头上定期存放多少钱,
How much cash do you plan to deposit in your account? 你有多少钱要存入呢,
I think you may deposit your money with the bank, or leave it here for temporary
safe-keeping.
我认为你可把钱存入银行,或留在银行暂保管起来。
Would you please fill in the depositing form, giving the sum of money you're to de
posit as well as your name, address and professional unit? 请填张存款单,写明要存的数额以及你的姓名,地址和工作的单位,好吗,
I want to deposit 300 yuan in my account.
我想在我的户头上存300元。
I want to deposit these cheques in my account.
我想把这些支票存在我的户头上。
I'd like to pay 200 yuan into my deposit account. 我想在在我的定期存款户头上存200元。
I want to deposit my paycheck.
我想存入我的工资支票。
I'd like to know whether I can cash a cheque here. 我想知道我能否在这兑换支票。
Will you please cash this traveler's cheque?
请兑现这张旅行支票好吗,
I'd like to cash this money order.
我想兑现这张汇款单。
I want to cash the balance of a traveler's letter of credit. 我要把旅行信用证的结余兑现。
Will you please tell me whether you charge for cheques? 请告诉我兑换支票收手续费吗,
Could you tell me how much the checks cost?
请告诉我这些支票要花多少钱,
What if I overdraw?
如果透支了怎么办,
Please sign your name on the bottom line if you want to cash the check.
如果想兑支票,请在底线上签名。
Please write your account number on the back of the check. 请在支票背面写上你的帐号。
We honored the check as the overdraft was only 5 yuan. 我们承兑这张支票的透支额只有5元。
Please endorse the cheque.
请背签这张支票。
The traveler's checks cost 1.5% of the total amount of purchase. 旅行支票手续费是购买总额的1.5%。
Here's the cheque book. When you send a cheque by post be careful to cross it, b
ut if you wish to cash a cheque yourself, you must leave it "open".
这是一本支票簿,你邮寄支票时,注意要在支票上打叉线。但是如果你本人想开张兑现支票,
就不可打叉线。
Each cheque you write will cost 2 dollars.
你每开一张支票将花2美圆。
Useful Words and Phrases
account number 帐目编号
depositor 存户
pay-in slip 存款单
a deposit form 存款单
a banding machine 自动存取机
to deposit 存款
deposit receipt 存款收据
private deposits 私人存款
certificate of deposit 存单
deposit book, passbook 存折 credit card 信用卡
principal 本金
overdraft, overdraw 透支 to counter sign 双签
to endorse 背书
endorser 背书人
to cash 兑现
to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票
cheque book 支票本
order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票,银票
银行英语口语,取款、结余
I'd like to know if I can draw on my account for payment of things I buy in Tianji
n.
我想知道一下我是否能提取存款来支付天津购物的费用。
I want to withdraw 200 dollars from my deposit account. 我要从我的定期存款中支取200美圆。
I want to close my account with you.
我想结束在你们这儿的帐户。
I'd like to draw 100 yuan against this letter of credit. 我想从这份信用证上提款100元。
May I draw money against the letter of credit here? 我可以在这儿用这份信用证取钱吗,
Could you tell me my balance?
能否把存款结余金额告诉我,
Please let me know my balance.
请告诉我结余金额。
I think you can draw on this account by cheque in payment of goods.
我以为你可用支票提款支付购物费用。
Your balance at the bank is 300 yuan. 你在本行的结余是300元。
Your deposit is exhausted.
你的存款支净了。
Your letter of credit is used up. 你的信用证用完了。
Please tell me how you wish to draw your money.
请告诉我你希望怎样支款。
Fill our a withdrawal form, please. 请填写取款单。
The letter of credit is exhausted. 信用证上的款子已提清。
The letter at Counter 6 will pay you against your number slip.
六号柜台的出纳员将根据你的号码牌付给你钱。
Useful Words and Phrases
to close an account, to clear an account 结清
to draw money 取款
drawing-out slip 取款单
the number slip 号码牌
a withdrawal form 取款单
to fill in the receipt in duplicate 一式两份填这张收据
teller, cashier 出纳员
银行英语口语,兑换货币
Please tell me how much you want to change. 请告诉我你要换多少。
How much of the remittance do you want to convert into Japanese yen?
你要把多少汇款换成日圆,
What kind of currency do you want? 要哪种货币,
What's it you wish to change?
你有什么要换的,
What kind of currency do you want to change? 要换哪种货币,
In what denominations?
要什么面值的,
Please tell me what note you want. 请告诉我要什么钞票。
Will seven tens be all right?
7张10元的可以吗,
Is it in traveler's cheques?
换旅行支票吗,
I'd like to know how I shall give it to you.
我想知道如何付钱给你。
How would you like it?
你要什么面额的,
Would you kindly sign the exchange form, giving your name and address? 请在兑换单上签字,写出你的姓名和地址,好吗,
Can you change me some money, please?
能否请你给我兑换一些钱,
Here it is, some French francs, Swiss francs, American dollars and a few Dutch guilders.
这些就是:一些法国法郎,瑞士法郎,美圆和一些荷兰盾。
Would you please give me seven five-pound notes, four pound notes and four ten-shilling notes, and the rest in small change.
请你给我7张5镑纸币,4张1镑纸币,4张10先令纸币,剩下的要零票。
Would you mind giving me the six pence in coppers?
劳驾给我6便士的铜币。
I'd like to know if you could change this money back into U.S. dollars for me.
我想知道能否把这笔兑回成美圆。
Could you change these French francs for me? 能给我兑换这些法国法郎吗,
Can you give me 100 dollars in Swiss francs? 能否给我100美圆的瑞士法郎,
I'd like to convert the full amount of the remittance into U.S. dollars.
我想把全部汇款换成美圆。
I'd like some coins for this note.
我想把这张纸币换成硬币。
I'd like to break this 50 dollar note. 我想把这张50美圆纸币换开。
Five twenties and ten singles, please. 请给我5张20元和10张一元的。
I need 300 dollars in 100-dollar cheques. 我要300美圆票面为100美圆的支票。
I hope you'll give me ten traveler's cheques of 100 dollars each.
我希望给我10张面额为100美圆的旅行支票。
In fives, please.
请给我5元票面的。
Could you give me some small notes? 给我一些小票好吗,
Useful Words and Phrases
currency, money 货币
money changing 兑换货币
an exchange form 兑换单
bank note 钞票
note of large denomination 大票
note of small denomination 小票
small change 零钱
subsidiary money 辅币
nickel piece 镍币
plastic currency notes 塑料钞票
convertible money 可兑换(黄金)纸币
银行英语口语,储蓄存款利息
What's the interest rate for the savings account?
储蓄存款的利率是多少,
Do you pay interest on this account? 这种存款付给利息吗,
Please tell me what the annual interest rate is.
请告诉我年利率是多少。
Interest is paid at the rate of 1% per annum at present. 目前每年的利率是1%。
It allows you to earn a little interest on your money. 这可使你从存款中获得一点利息。
The account carries interest of 4%.
该存款有4%的利息。
The interest is added to your account every year. 每年的利息都加到你的存款中。
The interest rate for the savings account is 4%. 储蓄存款的利率是4%。
It varies from time to time. At present it is 6%. (年息)每个时期都不同,现在是六厘。
Useful Words and Phrases
interest rate 利率
simple interest 单利
compound interest 复利
legal interest 法定利息
prime rate 优待利率
payable interest 应付利息
lending rate 贷款利率
usury 高利贷
the subsidy rate for value-preserved savings 保值储蓄补贴率
银行英语口语,外汇率
Tell me the current rate for RMB, please. 请告诉我人民币的现价。
What's your selling rate for RMB yuan in notes today? 你们今天人民币现钞的售价是多少,
What's the dollar going for today?
美圆今天的售价是多少,
Our buying rate for notes is 523 yuan for 100 dollars. 我们100美圆的现钞买入价是523元。
It's 200 French francs at today's selling rate. 今天的卖出价是200法国法郎。
The buying rate of U.S. dollar notes is 460 yuan per hundred dollars.
美圆现钞买入价是100美圆付460元。
Useful Phrases
buying rate 买进价格
selling rate 卖出价格
And how much will it be in Japanese currency?
换成日本币是多少,
How much would I get for 300 Japanese yen?
300日圆可兑换多少钱,
I'd like to know the exchange rate for German marks. 我想知道德国马克的兑换率。
What rate are you giving?
你们提供的兑换率是多少,
What's the exchange rate today?
今天的兑换率是多少,
Please tell me what you would give me for my U.S. dollars. 请告诉我这些美圆可以兑换多少钱。
Please tell me the current rate for sterling. 请告诉我英国货币的现行兑换率。
If you'll wait a moment, I'll find out the rates of exchange. 请等一会儿,我查一下兑换率。
Please wait a moment. I'll find out the exchange rate between U.S. dollars and RM
B.
请等一会儿,我查一下美圆对人民币的兑换率。
It's 470 yuan for 100 dollars.
100美圆可兑470元。
The exchange rate today is 200 yen to the pound.
今天的兑换率是一英镑可兑200日圆。
The rate for traveler's cheques is 300 yuan against 100 dollars.
旅行支票的兑换率是100美圆兑300元。
These dollars are worth 1,000 yuan. 这些美圆可换1000元。
Useful Phrases
exchange table, conversion table 汇兑换算表
foreign exchange 外汇
exchange rate 外汇率
conversion rate 折合率
foreign exchange restriction 外汇限额
foreign exchange quotations 外汇行情
to check the rate for sb. 查牌价