Unit 5 Spend or save(课堂PPT)

FOREIGHLANGUAGETEACHINGANDRESEARCHPRESSAIRFORCEENGINEERINGUNIVERTISYThemoneygameSectionA2Spendorsave–Thestudent’sdilemmaObjectivesSpendorsave–Thestudent’sdilemmaCreateastrictbudgetandcommittostickingwithit;Prioritizeone’sfinancesbyidentifyingtheareasinwhichoneneedtospendmoney;Remembertosave;Avoidcreditcards;…Tuitionandfees;Textbooksorotherschoolsupplies;Foodanddrink;Transportationintheformofbusortraintickets;Electronics,suchaslaptopsandsmartphones;Entertainment;…Readthefollowingsurveyquestionsregardingspendinghabitsofcollegestudents.Thencheck(√)alltheresponsesthataretrueforyou.1.What’sthemainsourceofyourdailyexpenses?□Fromparents□Fromstudentloanorsubsidy□Fromscholarship□Frompart-timejob□Other(specify)__________2.Howmuchareyourmonthlyexpenses?□500yuanorless□501-800yuan□801-1,000yuan□1,001-1,500yuan□Over1,500yuan3.Doyouspendmoneybasedonyourbudget?□Always□Sometimes□Never4.Whatcostsmostofyourmoneyasacollegestudent?□Food,clothingandothernecessities□Books□Entertainments□Other(specify)__________5.Ifyouhaveextramoney,doyouprefertosaveitorspenditimmediately?□Saveit□SpenditdominantcommercialrespectiveparticipantslinksdistinctivedealersandbrokersListentoashortpassageconcerningmoneymarketsandfillinthemissinginformation.Themoneymarketconsistofcollectionofmarketseachtradingat________financialinstrument.ThereisnoformalorganizationsuchasTheNewYorkStockExchangefortheequitymarkets.Centralactivitytothemoneymarketarethe__________________whospecializingoneormoremoneymarketinstruments.TobecontinuedDealersbuysecuritiesfortheown_________andsellfromthesecurityinventerswhenthetrades____________.Brokersdonotactuallybuyorsellsecurities,andtheyonlyaccentuatethe_______transactionsatthebestpossibleprice.Theirprofitscomesfromcommissionschargedforthatservices. positiontakeplaceclientListentoashortpassageconcerningmoneymarketsandfillinthemissinginformation.1.Whatdoesfinancialliteracyreferto?Theabilitytounderstandfinancialmatters;Thesetofskillsandknowledge;Allowsanindividualtomakeinformedandeffectivedecisionsthroughunderstandingoffinances.2.IntheUnitedStates,whatdoesStudentFinancialAidreferto?Thefundingintendedtohelpstudentspayeducationexpensesincludingtuitionandfees,roomandboard,booksandsupplies,etc.foreducationatacollege,university,orprivateschool.Spendorsave–Thestudent’sdilemmasavemoreinterestratesAccordingtothewriter,whydothemessageswegetfromourenvironmentseemtodefycommonsenseandcontradicteachother?(Para.1)spendmoneycreditcardoffersAnotherfamiliarexample.(Para.2)Don’tpayontimeAssoonaswepayCreditCardBillwegetdemanding,nastyemailssaying:“Yourfailuretopayisunacceptable.Payimmediatelyoryou’llbeintrouble!”wegetanemailinacharmingtonetellingushowvaluableacustomerweareandencouragingustoresumespending.PartI—(Paras.1-__)2spendandatthesametimetheytellsustosavemoreArewefailingconsumersorvaluedcustomersmanipulatedTwosetsofmessages(Paras.3-5)SuspendyourdesiresControlyourappetiteschoolparentstraditionalvaluesinescapableinvadesatisfyyourdesiresbuyit–nowTwosetsofmessages(Paras.3-5)SuspendyourdesiresControlyourappetiteschoolparentstraditionalvaluesinescapableinvadesatisfyyourdesiresbuyit–nowWHY?Hardwork,familyloyalty,andthecapacitytopostponedesiresarecoreAmericanvaluesthathavemadeourcountrygreat.onTV,inmovies,onprintedmediaandroadsigns,instores,andonbusses,trainsandsubways.Theonlytimeyoucanescapeadvertisingiswhenyou’reinyourbedasleep!Bytheageof18,theaverageAmericanwillhaveseen600,000ads;bytheageof40,thetotalisalmostonemillion.Whathappensaswetakeinthesecontradictorybutexplicitmessages?Whatarethepsychologicalandsocialconsequencesofthiscampaigntocontrolourspendinghabits?(Para.6)PartII—(Paras.3-__)6permissiveadvertisementscementedintoourconsciousnessuprightconfusedWhyshouldstudentsconsiderfinancialwell-beingasakeyingredientofuniversityeducation?(Para.7)Whatcanstudentsdotobefinanciallyhealthyandhavenomoneyworries?(Para.8)AneducatedconsumerandsaverBalancespendingandsavingCaptainofyourownshipSuccessfulandproductivedirectionWhatconclusioncanyoudrawfromthetext?(Para.9)PartIII—Paras.7-9Studentsshouldlearnhowtobecomeasmartand_________consumerandhowtosuccessfully___________________,whichwillhelpthemgainasuccessfulandproductionlife.educatedmanagetheirfinancesIntroduction(Paras.1-2)Exampleofcontradictorymessages:afailingconsumeroravaluedcustomer?(Para.2)Introduction(Paras.1-2)Body:paradoxofthetwosetsofmessages(Paras.3-6)Body:paradoxofthetwosetsofmessages(Paras.3-6)Conclusion(Paras.7-9)Itisimportanttolearnhowtobalancespendingandsavingtomakeyourlifebetter.(Para.9)Spendorsave–thestudent’sdilemmaIthinkthatthemessageswegetfromourenvironmentseemtodefy_____________andcontradicteachother.Thegovernmenttellsustospendandalsoto______more.Banksofferhigherinterestratessowecanincreasesavingsandalsosendus_________offerssowecanspendmore.Ifwedon’tpayourcreditcardbillontime,thecommonsensesavecreditcardTobecontinuedcreditcardcompanywillwarnus.Assoonaswepay,thecompanywilltellushow________acustomerweareandencourageusto________________.Wegettwosetsofmessagesat_________eachother.Oneisthe“permissive”perspective---advertising’spermissivemessageis___________;Theotheris“________”message.Whathappensaswetakeinthesecontradictorybutexplicitmessages?TobecontinuedvaluableresumependingoddswithuprightinescapableOnonehand,wewantmorethingsbecausewewanttosatisfyour______________.Ontheotherhand,wehopeto_________ourdesires.Anyway,manyoftheskillsyouneedasasuccessfulstudentcanbeappliedtoyour________.Moneyworriesareextremely_________and_________.So,howcanyoubeasmartandeducatedconsumer?materialappetitepostponefinancesstressfuldistractingTobecontinuedConsider______________classesorschool’sfinancialaidofficeorseekinputinsettingupa_______.Youcanalsofindinga_______tohelpyoustayontrackandfind________intheadministration.Mostimportantly,don’tletyourego______________andurgentlygethelp.Asyoulearntobalancespendingandsaving,youwillhaveasuccessfuland__________life.financialliteracybudgetpartnerpleasuregetinyourwayproductivePracticalPhrasesSpecificMeanings1.referto提到；谈到2.noshortageof不缺少；不缺乏3.derivesth.fromsth.得到，获得（优势或愉快的感受）4.takein领会；理解；记住5.takestock(ofsth.)（对形势）作出估计（判断）6.ontrack在（可能通向成功的）轨迹上提到；谈到(mention/referto)Althoughshedidn’tmentionanynames,everyoneknewwhoshewasreferringto.referto短语逆译短语应用尽管她没有提任何人的名字，但大家都知道她指的是谁。意群提示不缺少；不缺乏(goaheadwith/project/noshortageof)Youmaygoaheadwiththeproject;thereisnoshortageoffunds.noshortageof短语逆译短语应用你们可以继续进行这个项目，资金并不缺乏。意群提示得到，获得（优势或愉快的感受）(derivefrom/satisfaction/introduction)Manystudentsderivedenormoussatisfactionfromtheintroductiontoartcourse.derivesth.fromsth.短语逆译短语应用许多学生从这门艺术入门课程中得到了巨大的满足。意群提示领会；理解；记住Itwasaninterestingexhibition,buttherewastoomuchtotakeinallatonce.takein短语逆译短语应用这是一个有趣的展览，但要一下子记住所有的东西太多了。意群提示(exhibition/toomuch/takein)（对形势）作出估计（判断）(takestockof/position)Wehadtotakestockofourpositionbeforewecoulddecidewhattodonext.takestock(ofsth.)短语逆译短语应用我们在决定下一步做什么以前，必须对我们的处境作出判断。意群提示在（可能通向成功的）轨迹上(run/accordingto/ontrack)Everythingisrunningaccordingtoourplan,sowe’restillontrackfor10%growth.短语逆译短语应用一切都在按照我们的计划进行，所以我们仍有可能达到10%的增长率。意群提示ontrackFunctionalPatternsFunctions&UsagesHere’sanotherfamiliarexample:…用于列举“人们熟知的事例”。2.It’sbeencalculatedthat…用于引出“有说服力的数据”。3.Assb.learntodosth.,sb.willdosth.用于表达“某人学会某事就会有所收获”。这里还有一个大家熟悉的例子：如果我们不按时支付信用卡账单，我们会收到从信用卡公司发来类似这样的令人讨厌的催缴账单的电子邮件……原句译文逆译练习Here’sanotherfamiliarexample:Ifwedon’tpayourcreditcardbillontime,wegetdemanding,nastyemailsfromthecreditcardcompanysayingsomethinglike…句型提炼Here’sanotherfamiliarexample:…句型提炼应用提示用于列举“人们熟知的事例”。句型应用(gourmet/besoldon/PekingDuck)典型例句这里还有一个大家熟悉例子:“西方美食家已对北京烤鸭极有兴趣.”意群提示Hereisanotherfamiliarexample:“WesterngourmetsaresoldonPekingDuck.”据计算，普通的美国人到18岁时，会看过60万个广告。原句译文逆译练习It’sbeencalculatedthatbytheageof18,theaverageAmericanwillhaveseen600,000ads.句型提炼It’sbeencalculatedthat…句型提炼应用提示用于引出“有说服力的数据”。句型应用(calculate/population/double)典型例句据计算，世界人口在本世纪末将要增加一倍。意群提示It’sbeencalculatedthattheworld'spopulationwilldoublebytheendofthecentury.学会了如何平衡支出和储蓄，你就会成为你自己的船长，驾驶着你的生活之帆，乘风破浪，驶向成功和富饶。原句译文逆译练习Asyoulearntobalancespendingandsaving,youwillbecomethecaptainofyourownship,steeringyourlifeinasuccessfulandproductivedirectionthroughthechoppywaters.句型提炼Assb.learntodosth.,sb.willdosth.句型提炼应用提示用于表达“某人学会某事就会有所收获”。句型应用(dive/appreciate/magnetism/toyourheartcontent)典型例句学会了潜水就会见到海下的美丽景色，尽情领略大海的魅力。意群提示Asyoulearntodive,youwillseethebeautifulviewunderthesea,appreciatingthemagnetismoftheseatoyourheartcontent.Offerdiscountprices；Sendgiveaways；AssociatewithnewtechnologieslikeInternetmarketing；Comparewithothermerchandises.Whataresomeoftheeffectivetechniquesusedtopromotethesellingofvariousproducts?\\2.Doyouprefertospendorsave?Why?•IwillspendbecauselifeissoshortandIdon’twanttobethriftyorspendmoneycarefully,whichwilldrivemecrazy.IonlyknowIshouldenjoymylifewhileI’mstillyoungandhealthy.•Iwillsavebecausewiththeworseningeconomicsituationeverywhere,Idon’tknowwhatcouldhappentomeinthefuture.Toberesponsibleformyself,Ihavetosavesomemoneyforthefuture.WhenIdon’thavemuchpocketmoneywithme.WhenIwanttobuysomethinginexpensivebutIcan’taffordit.WhenIdon’thavemoneytohangoutwithmyfriendsandclassmates.WhenIseemanythingsIdon’tneedsurroundingme.3.Howdoyouknowwhetheryou’reoverspendingornot?Howdoyouunderstandthefollowingquotes“金钱往往成为真正情义的障碍物。”and“Money isagoodsoldier,itcangivepeoplethecourageinstantly”?AccordingtoZouTaofen(邹韬奋),Moneyoftenbecomesthehindranceforchasingtruefriendship.Thepersonwithwealthymayalwaysfeeljoyless,fortheythinkothersassociatewithheorsheisforthemoneyonly.ButShakespearethoughtmoney isveryimportant.Itmakespeoplefullofenergy.Weknowmoneymeansfood,clothing, books,etc.Familiesandpeopleneedittobuythingstheymusthave.Inthiswaysocietyexists,andtheworld prospers.Whatarethesixstepsforsavingmoneymentionedinthepassage?Youneedtosetambitiousgoalstoencourageyoutosavemoney；Formmanymoney-savinghabitswhilestayawayfromthosethatwastemoney；Economizeyourdailyexpense；Keepaneyeondiscountsinformation；Economizeyoursociallife.；Whilereducingtheexpenditures,youneedtobroadenyourwayearningmoney.SpendorSave–TheStudent’sDilemmaLearnacomparison/contrastessayTostartwith,ifyouhavetwoitemstocompareorcontrast,thefirststepistofigureouthowtheyaresimilarandhowtheyaredifferent.ifyouarecomparingorcontrastingtwoprofessors,youmightdosoonthesepoints:homeworkassignment,typeofexam,classorganization,gradingsystemandstyleofteaching.Thechartbelowillustrateshowyoucanlistyourpoints:tobecontinuedtobecontinuedPointstocompare/contrastProfessorAProfessorBhomeworkassignmentassignmentdueforeveryclasshardlyanytypeofexamessaymultiplechoicesandessayclassorganizationwellorganizedfreeandeasygradingsystem50%quiz,50%essayexam100%essayexamstyleofteachinglectureclassdiscussion,Q&AsectionLearnacomparison/contrastessayThenextstepistostudyyourlistanddecidewhethertowriteaboutsimilaritiesordifferences,orboth.Itisusuallybesttoconcentrateononeortheother.Ifyouseethattherearemoresimilaritiesonthelist,youmightneedtoomitdifferences,orviceversa.Thewaytoorganizeyourpointsinyouressayiseitherpoint-by-pointorsubject-by-subject.Pleasetakealookatthechartbelowtoseehowyoucanorganizethedetailswiththispattern:tobecontinuedtobecontinuedLet’slookatParagraphs3&4ofTextAtoseehowcomparisonandcontrastmethodisusedtodevelopideas:Readthesamplecomparison/contrastessayandseehowitdevelopswiththesubject-by-subjectpattern.Topic:Thriftpeoplevs.lavishpeopleIntroduction:Thesisstatement:It’salwaysinterestingtocomparetwogroupsofpeoplewholiveinentirelydifferentlifestyles.tobecontinuedBody:SubjectA:Peoplewholivethriftily•Goshoppingwhenthingsareonsale;•Tryeverymeanstoconserveelectricity;•Seldomeatatrestaurants.SubjectB:Peoplewholivelavishly•Goshoppinganytimetheywant;•Neverconserveelectricity;•Ofteneatatfancyrestaurants.tobecontinuedConclusion:Peoplealwayshavetheirownlifestyles;somearethriftierthanothers.tobecontinuedSample:Whileitisgoodtoenjoyspendingmoney,somepeoplemayprefersavingmoneyforthefuture.Theyaregroupedasthriftypeople,whilepeoplewhodon’tcareaboutsavingmoneycanbecallednon-thriftypeople.It’salwaysinterestingtocomparethesetwogroupsofpeoplewholiveinentirelydifferentlifestyles.tobecontinuedSample:Thriftypeopletendtousetheirmoneyverycarefully.Theyoftensay,“Apennysavedisapennyearned.”So,theydon’tgoshoppingunlessthereisalargesaleonthethingstheyneed.Bydoingthis,theycanusuallysaveabout30percentofmoneytheyotherwisehavetospend.Similarly,theyoftenconserveelectricity.Forexample,theydon’toftenuseairconditioninginsummer;instead,theyuseelectricfans.Finally,theydon’tofteneatoutatrestaurants.Theycalculatethatbycookingathometheycanprobablysavealargesumofmoneyeachmonth.tobecontinuedSample:Incontrast,non-thriftypeopleoftenspendmoneycarelesslyandlavishly.Theyneverwaitforasaleiftheywanttoshop.Theygoshoppinganywhereandanytimetheywant.Also,theyneverthinkaboutsavingelectricitytoreducetheirbill.Theyliketohavetheirairconditioningon24hoursadayinsummer.Moreover,theyofteneatoutandprefergoingtofancyrestaurants.Theynevercarewhethertheycansavemoneybyeatingathomeoronlybyorderingspecialsofferedatrestaurants.tobecontinuedSample:Inconclusion,peoplealwayshavetheirownlifestyles,andsomearethriftierthanothers.Themostimportantthingisthatpeopleshouldchoosealifestylethatismeaningfultothemandcanmakethemfeelhappy.WritingpracticeDirections:Writeanessayofnolessthan150wordsononeofthefollowingtopics.Onetopichasanoutlineyoucanfollow.Moretopics:•Twodifferentteachingstyles•MytwobestfriendsYouareexpectedtogiveaspeechonthetopic---MyUnderstandingofMoney.Makeaspeechonthefollowingtopic.PartI.Openingpartofthespeech1.Definitionofmoney;2.Functionofmoney;3.Attributeofmoney.TobecontinuedYoucanfollowtheoutlinegivenbelow.Youcanfollowtheoutlinegivenbelow.PartII.Yourattitudetowardsmoney1.Moneyisimportant;2.Moneyinnoteverything./Moneycan’tbuyeverything.PartIII.Howtotreatmoneyproperly.1.Wrongwaysoftreatingmoney;2.Howtotreatmoneyrightly.TobecontinuedYoumayadoptthefollowingexpressions.Money, whatever form it takes, is essential for buying goods and services. Money can buy certain comforts and offer some security, but it is not the answer for everything. We will be disappointed if we count/rely on wealthor physical comforts alone for happiness. Riches are not an end of life, but an instrument of life.Translateaparagraphbasedonasummaryofthetextbyusingtheexpressionsfromthetext.政府告诉我们要消费的更多走出衰退。然而我们又被告知节省更多的钱来解决衰退问。银行提供较高的利率鼓励我们存钱，同时又提供信用卡让我们花的更多。无论如何，一个成功的学生所需需要的很多技getoutoftherecessionasuccessfulstudentsavemoreinterestratescreditcardTobecontinued能可以应用到你的财务中去。你可以在金融问题变得失控之前向金融扫盲班或学校的财务援助办公室寻求帮助。当你学会了平衡收支，你就会拥有成功且富饶的生活。applybalancegetoutofcontrolfinancialliteracyclassesseekhelpSamplesfinancialaidsuccessfulandproductiveThegovernmenttellsustospendmoretogetoutoftherecession.however,wearealsotoldtosavemoretohelpsolvetherecession.banksofferhigherinterestratestoencourageustosaveandalsosenduscreditcardofferssowecanspendmore.Anyway,manyoftheskillsyouneedasasuccessfulstudentcanbeappliedtoyourfinances.Youcouldseekhelpfromfinancialliteracyclassesorschool’sfinancialaidofficebeforeyourfinancialproblemsgetoutofcontrol.Asyoulearntobalancespendingandsaving,youwillhaveasuccessfulandproductivelife.SpendorSave–TheStudent’sDilemmaofferhigherinterestratespaycreditcardbillmessagesatoddswitheachothertraditionalvaluescoreAmericanvaluesadvertisementsinvadedailylivesit’sbeencalculatedthatdoone’sutmostcementintoourconsciousnesssatisfyyourdesires1.提供较高的利率2.支付信用卡账单3.彼此相左的信息4.传统价值观5.美国价值观的核心6.广告浸入日常生活7.据计算8.尽最大努力9.凝聚在我们的意识里10.满足你的愿望putoffnewskiequipmentcontradictorybutexplicitmessagesfinancialliteracyclasssatisfyourmaterialappetitetakestockofyourlifeakeyingredientofeducationfocusonprimeobjectivesetupabudgetbalancespendingandsaving11.延迟12.全新的滑雪装备13.矛盾但很明确的信息14.满足我们的物质欲望15.掂量自己的生活16.教育中一个关键因素17.专注首要目标18.金融扫盲班19.建立一个预算方案20.平衡支出和储蓄Here’sanotherfamiliarexample:…It’sbeencalculatedthat…Assb.learntodosth.,sb.willdosth.Functions&UsagesSentencePatterns用于列举“人们熟知的事例”。用于引出“有说服力的数据”。用于表达“某人学会某事就会有所收获”。SpendorSave–TheStudent’sDilemma