房屋贷款利率
一(首套房贷二手房贷款利率及还款明细
(基准利率下浮30%)
贷款利率具体下浮比例以各家银行实际执行
为准
等额本息方式月还款金借款金额 借款年数 借款年利率% 借款月利率‰ 等额本金方式首月月还款 额
,10,000 1 3.717 3.0975 一次性还本付息 一次性还本付息 ,10,000 2 3.78 3.15 ,433.27 ,448.17 ,10,000 3 3.78 3.15 ,294.26 ,309.28 ,10,000 4 4.025 3.36 ,225.93 ,241.93 ,10,000 5 4.032 3.35 ,184.31 ,200.21 ,10,000 6 4.158 3.465 ,157.17 ,173.54 ,10,000 7 4.158 3.465 ,137.42 ,153.70 ,10,000 8 4.158 3.465 ,122.63 ,138.82 ,10,000 9 4.158 3.465 ,111.15 ,127.24 ,10,000 10 4.158 3.465 ,102.00 ,117.98 ,10,000 11 4.158 3.465 ,94.53 ,110.41 ,10,000 12 4.158 3.465 ,88.32 ,104.09 ,10,000 13 4.158 3.465 ,83.09 ,98.75 ,10,000 14 4.158 3.465 ,78.62 ,94.17 ,10,000 15 4.158 3.465 ,74.76 ,90.21 ,10,000 16 4.158 3.465 ,71.40 ,86.73 ,10,000 17 4.158 3.465 ,68.45 ,83.67 ,10,000 18 4.158 3.465 ,65.84 ,80.95 ,10,000 19 4.158 3.465 ,63.51 ,78.51 ,10,000 20 4.158 3.465 ,61.43 ,76.32 ,10,000 21 4.158 3.465 ,59.56 ,74.33 ,10,000 22 4.158 3.465 ,57.87 ,72.53 ,10,000 23 4.158 3.465 ,56.34 ,70.88 ,10,000 24 4.158 3.465 ,54.94 ,69.37 ,10,000 25 4.158 3.465 ,53.66 ,67.98 ,10,000 26 4.158 3.465 ,52.49 ,66.70 ,10,000 27 4.158 3.465 ,51.41 ,65.51 ,10,000 28 4.158 3.465 ,50.42 ,64.41 ,10,000 29 4.158 3.465 ,49.51 ,63.39 ,10,000 30 4.158 3.465 ,48.66 ,62.43
二(二套房贷二手房贷款利率及还款明细表 (基准利率上浮10%)
等额本息方式月还款金借款金额 借款年数 借款年利率% 借款月利率‰ 等额本金方式首月月还款 额
,10,000 1 5.841 4.8675 一次性还本付息 一次性还本付息 ,10,000 2 5.94 4.95 ,442.94 ,466.17 ,10,000 3 5.94 4.95 ,303.95 ,327.28 ,10,000 4 6.325 5.28 ,236.39 ,261.04 ,10,000 5 6.325 5.28 ,194.89 ,219.38 ,10,000 6 6.534 5.445 ,168.26 ,193.34 ,10,000 7 6.534 5.445 ,148.66 ,173.50
,10,000 8 6.534 5.445 ,134.03 ,158.62 ,10,000 9 6.534 5.445 ,122.72 ,147.04 ,10,000 10 6.534 5.445 ,113.72 ,137.78 ,10,000 11 6.534 5.445 ,106.41 ,130.21 ,10,000 12 6.534 5.445 ,100.37 ,123.89 ,10,000 13 6.534 5.445 ,95.30 ,118.55 ,10,000 14 6.534 5.445 ,90.99 ,113.97 ,10,000 15 6.534 5.445 ,87.30 ,110.01 ,10,000 16 6.534 5.445 ,84.10 ,106.53 ,10,000 17 6.534 5.445 ,81.30 ,103.47 ,10,000 18 6.534 5.445 ,78.85 ,100.75 ,10,000 19 6.534 5.445 ,76.68 ,98.31 ,10,000 20 6.534 5.445 ,74.76 ,96.12 ,10,000 21 6.534 5.445 ,73.04 ,94.13 ,10,000 22 6.534 5.445 ,71.50 ,92.33 ,10,000 23 6.534 5.445 ,70.11 ,90.68 ,10,000 24 6.534 5.445 ,68.86 ,89.17 ,10,000 25 6.534 5.445 ,67.73 ,87.78 ,10,000 26 6.534 5.445 ,66.71 ,86.50 ,10,000 27 6.534 5.445 ,65.77 ,85.31 ,10,000 28 6.534 5.445 ,64.92 ,84.21 ,10,000 29 6.534 5.445 ,64.14 ,83.19 ,10,000 30 6.534 5.445 ,63.43 ,82.23
三、商业用房按揭贷款及房屋抵押贷款月还款计算表
等额本息方式月还款金借款金额 借款年数 借款年利率% 借款月利率‰ 等额本金方式首月月还款 额
,10,000 1 5.31 4.425 一次性还本付息 一次性还本付息 ,10,000 2 5.4 4.5 ,440.51 ,461.67 ,10,000 3 5.4 4.5 ,301.51 ,322.78 ,10,000 4 5.75 4.8 ,233.75 ,256.25 ,10,000 5 5.75 4.8 ,192.21 ,214.58 ,10,000 6 5.94 4.95 ,165.45 ,188.39 ,10,000 7 5.94 4.95 ,145.80 ,168.55 ,10,000 8 5.94 4.95 ,131.12 ,153.67 ,10,000 9 5.94 4.95 ,119.76 ,142.09 ,10,000 10 5.94 4.95 ,110.72 ,132.83 ,10,000 11 5.94 4.95 ,103.36 ,125.26 ,10,000 12 5.94 4.95 ,97.27 ,118.94 ,10,000 13 5.94 4.95 ,92.16 ,113.60 ,10,000 14 5.94 4.95 ,87.80 ,109.02 ,10,000 15 5.94 4.95 ,84.06 ,105.06 ,10,000 16 5.94 4.95 ,80.82 ,101.58 ,10,000 17 5.94 4.95 ,77.98 ,98.52 ,10,000 18 5.94 4.95 ,75.48 ,95.80
,10,000 19 5.94 4.95 ,73.27 ,93.36 ,10,000 20 5.94 4.95 ,71.30 ,91.17 ,10,000 21 5.94 4.95 ,69.54 ,89.18 ,10,000 22 5.94 4.95 ,67.95 ,87.38 ,10,000 23 5.94 4.95 ,66.53 ,85.73 ,10,000 24 5.94 4.95 ,65.24 ,84.22 ,10,000 25 5.94 4.95 ,64.06 ,82.83 ,10,000 26 5.94 4.95 ,63.00 ,81.55 ,10,000 27 5.94 4.95 ,62.02 ,80.36 ,10,000 28 5.94 4.95 ,61.13 ,79.26 ,10,000 29 5.94 4.95 ,60.32 ,78.24 ,10,000 30 5.94 4.95 ,59.57 ,77.28
四(住房公积金贷款还款明细表
等额本息方式月还款金借款金额 借款年数 借款年利率% 借款月利率‰ 等额本金方式首月月还款 额
,10,000 1 3.33 2.775 一次性还本付息 一次性还本付息 ,10,000 2 3.33 2.775 ,431.27 ,444.42 ,10,000 3 3.33 2.775 ,292.27 ,305.53 ,10,000 4 3.33 2.775 ,222.80 ,236.08 ,10,000 5 3.33 2.775 ,181.16 ,194.42 ,10,000 6 3.87 3.225 ,155.86 ,171.14 ,10,000 7 3.87 3.225 ,136.09 ,151.30 ,10,000 8 3.87 3.225 ,121.29 ,136.42 ,10,000 9 3.87 3.225 ,109.80 ,124.84 ,10,000 10 3.87 3.225 ,100.63 ,115.58 ,10,000 11 3.87 3.225 ,93.14 ,108.01 ,10,000 12 3.87 3.225 ,86.92 ,101.69 ,10,000 13 3.87 3.225 ,81.68 ,96.35 ,10,000 14 3.87 3.225 ,77.19 ,91.77 ,10,000 15 3.87 3.225 ,73.32 ,87.81 ,10,000 16 3.87 3.225 ,69.94 ,84.33 ,10,000 17 3.87 3.225 ,66.98 ,81.27 ,10,000 18 3.87 3.225 ,64.35 ,78.55 ,10,000 19 3.87 3.225 ,62.01 ,76.11 ,10,000 20 3.87 3.225 ,59.92 ,73.92 ,10,000 21 3.87 3.225 ,58.03 ,71.93 ,10,000 22 3.87 3.225 ,56.32 ,70.13 ,10,000 23 3.87 3.225 ,54.77 ,68.48 ,10,000 24 3.87 3.225 ,53.36 ,66.97 ,10,000 25 3.87 3.225 ,52.07 ,65.58 ,10,000 26 3.87 3.225 ,50.88 ,64.30 ,10,000 27 3.87 3.225 ,49.79 ,63.11 ,10,000 28 3.87 3.225 ,48.79 ,62.01 ,10,000 29 3.87 3.225 ,47.86 ,60.99
,10,000 30 3.87 3.225 ,47.00 ,60.03