Checking Account(I)支票账户

Checking Account(I)支票账户 优马思教育-您的商务顾问 优马思教育制作 www.youmars.com 银行英语 Checking Account(I)支票账户 When a bank makes a payment on a check, it cancels the check. That is, it marks 当银行兑付支票时要予以注销，也the check with some kind of stamp so that 就是说，银行要用某种戳记盖在支票上，the check cannot be used again. Postage 支票就不会再使用了。邮票也要注销，stamps are also canceled to indicate that 明邮票已经用过，不能再用。 they have been used and cannot be used again. If you have a checking account, the bank sends you your canceled checks 如果你有支票账户，银行每月把你along with your monthly statement. These 的付讫支票连同月度清单送给你。这些 checks can be used instead of receipts. 支票可以代替收据，当作付款的证据。 They can be used as proof that payment has been made. If you open an account or if you want to cash a check, you must provide proof of your identity. In the U. S., a driver's license is 如果你要开户，或想兑现支票，必probably the most frequently used kind of 须提供你的身份证件。在美国，驾照也identification. Passports are always 许是最常用的身份证件，护照一直当作acceptable for this purpose. When you 身份证使用。在你开户时，银行会要你open an account, you are asked to fill out a 填写一张印鉴卡，你必须认真地签字，signature card. You must be careful to sign 它要同你今后在支票上的签字完全相your name exactly as you intend to write it 符，银行会将支票上的签字与你印鉴卡on your checks. The bank compares the 上的签字核对。如果银行对签字的真实signature on your checks with that on your 性有怀疑，它将会拒绝兑现支票，将支signature card. If there is any doubt about 票退给背人。支票在兑现之前必须先the signature, the bank will refuse to cash 背书，也就是说，支票向其开出的个人the check and will return the check to the 或公司必须在支票的背面签字。 endorser. A check must be endorsed before it can be cashed - that is, the person or company to whom the check is made out must sign it on the back. When you put money in the bank, you 当你到银行存款时，你要在存款凭write the date and the amount deposited 条上写明日期和所存的金额。 on a deposit slip. At the end of the month, the bank sends you a statement of your account. The statement provides a summary of the 到月底，银行会把账户的对账单送checks that have been paid and the 给你，对账单提供了支票付款及存款的deposits that have been made. The 情况摘要。在扣除了支票款及贷记的存amount that is left in your account after the 款额之后，账户上剩下的金额就是余额。 cheeks have been deducted and the deposits have been credited is the balance. New Words 取消, 删去 cancel vt. 邮资 postage n. 指出, 简要地说明 indicate vt. 证据, proof n. 身份, 一致 identity n. 许可(证), 执照 vt.许可, 特许 license n. 常常, 频繁地 frequently adv. 身份，辨认, 鉴定 identification n. 护照 passport n. 完全，正，恰恰 exactly adv. 想要, 打算, 企图 intend vt. 比较, 对照, 比喻 n.比较 compare v. 疑惑, 疑问 v.怀疑, 不信, doubt n. 背书人, 转让人 endorser n. 在（支票）背面签字，背书 endorse vt. 纸片，纸条 slip n. 摘要, 概要 summary n. 扣除 deduct vt. 贷记 credit vt. Phrases and Expressions 注销（付讫）支票 canceled check 与„一道 along with 月度清单 monthly statement 身份证明 proof of identity 兑现支票 cash a check 身份证件 proof of one’s identity 驾照 a driver's license 印鉴卡 a signature card 存款凭条 deposit slip （支票存款或付款的）情况摘要 a summary of the checks Notes: 1.When a bank makes a payment on a check, it cancels the check. 当银行兑付支票时要予以注销。 (1)make a payment付款 make a payment on a check兑付支票 (2)cancel a check注销支票 2.If you have a checking account, the bank sends you your canceled checks along with your monthly statement.如果你有支票账户，银行每月把你的付讫支票连同 月度清单送给你。 (1)a checking account支票账户 (2)canceled check付讫支票 银行在已兑付的支票正面盖上有“付讫”字样的戳记，表示该支票已被兑付，现已作废 (3)monthly statement月度清单，对账单 3.You must be careful to sign your name exactly as you intend to write it on your checks. 你必须认真地签字，它要同你今后在支票上的签字完全相符。 (1)sign one’s name签字 (2)exactly as„与„完全一样 as conj.（用于比较）与„一样 例：This is the same as it was before. 这个与以前一样。 (3)write it on your checks在支票上签字 it意思是name 4.A check must be endorsed before it can be cashed. 支票在兑现之前必须先背书。 (1)endorse a check: sign one’s name on the back of a check背书（在支票的背面签上自己的名字） 5.The amount that is left in your account after the cheeks have been deducted and the deposits have been credited is the balance. 在扣除了支票款及贷记的存款额之后，账户上剩下的金额就是余额。 (1)此句为“主+系+表”句型结构，即The amount„is the balance. (2)(The amount)that is left in your account为定语从句，意思是“账户上剩下的（金额）” (3)after the cheeks have been deducted and the deposits have been credited此句在定语从句中充当“状语从句”，句中的the cheeks have been deducted 和the deposits have been credited为并列关系 (4)the checks表示“支票的款项” (5)the deposits表示“存款的金额”