农业银行与长江证券联手推出“基金管家”
农业银行与长江证券联手推出“基金管家” FOF(Fundof
Funds)?,?????0????-l?????????? -t?OFOF??????-l?I???????5?5 ??
??-t?,???????????O???0?)???????? ???????a???????O???????????????? ???,???????O???u?????????O?????? ?????a???????????????????????d?? 2??-l????????-t?,????FOF?????? ???????O
???????a???????n?,???,FOF?? ?????%?O???4FOF?%FOF?f?????? ???????s?????????????I???????F?? ?I???????????????????????f?d???? ???,???f?????????i?????????-???i ?????????????OFOF?????5?????? ???,???t?????????d?????????????? ???2?????5????????????(ff
funds)?,?i???????????????I?O???? ??,FOF??20?5??90?????????????? ?????O?????????????????a(ICI)?? ??,1990???????O?????s16??FOF,?? ?d????????14???????O??1999?? ??,????10????,FOF?????????? 213??,???d??????????480???????O 2005?????,?s??100?????????????? ??????470??FOF????.???????I??
???,??1999????2005???,FOF???? ??????8?0?,?????????,?????????? ?%???O???????????,?????????????? ?d?????????????a?,?a?????d?C???? ???O?????????O
?????????????????????,???? FOF?????????????????????????? ???F???F???????????s?????O?????? ?????????????????????,?,???? FOF???????????/?????????????O?? ???????a???????s?C?????O???????? ???????3???????,???????????????s ???)?????4?a?O?9?????d???????? ???,FOF???????s?s?????????????a ???????????????????I?,???f ?????????s???d???????,???????s?? ?????????????????,?????O???????? ?????????)???????????????????? ???,?,?????s??FOF?????????????? ?????,?a???4?????????s?,?s?????? ???????????,???????????????????? ???????O
?????????????????.?5?????? ???2?,FOF???????????s???????O?? ???????????????s???????.?5?s???, ?,????FOF???d???,???,?????????? ???????????.?5?s???,?s?????????? ?????????????OFOF???s?????????? ?????????,?????????F???F???????? ???????s???????????,???4???d???)
??-l??????-t?O??????????????FOF?? ???????????n??????-l???????.???? ??-t?,?????????n?????????????%?? ?????s?????????????????????O ???s???????????????????,?? ???n????FOF?a?????F???O???????? ?O???????s1500?a???????,?????? 1500?a???????,?F???????????s?? ?????????????O?????,???????)?O?? ???????????????????????????????? ???????,?????a???????????????,?? ??1500???????????????????????? ???????????O?????????????2?,???? ?????,?%?O?????a?F?????????,???? -3-3
??????FOF
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ailiated
300?a???,
?????????????n?,???,?s???O?f???? ???????????????????????????????O ?????0???4?a???????n?,???????F?? ?????u???????,???????????F???? ???F???????F???F???????,???????? ?????????4???????C???F?????????? ???????????????,???0???????4?d ???O?????????????2?s??FOF??????
???????????F?????O?????5?,?????? FOF????-l??????????-t?????????? ?d?O?????????????????????4?a?d ???F?4???d?????d???O
?????O???)???s7???????????? ????8??FOF?????O???????a???? ?2?,FOF?????????O???t???0?)???? ???????????,????????2???F?????? ??2???????????????d??????
91.56%?F71.74%?i?????????????? ?.?s4???C???0???????,?????5???? ??????????89.92%?O
?,???O???(?????,FOF???????? ?????????????????O?????????????? ???,???????????????????????????? ?????,???????????????f?????????? ?????????O?????????????????,???? ?????????????????????????????2?? 1.87%?,???f???????????????????2 ??2.12%?O????????????FOF?????? ?????%?(???F???????,?a?????????? ?,?%???????????O
????FOF???????,???????????? ????????????????1.40%?,????-l?? ?d??-t???????f???????a?????????? ????300?o????4%?,???????????? ?????I???????0?????????d?????O ?????????????????????????? ?d??2??-l????????-t?,?????????? ????????9??FOF?????O-l??????
??-t??????????FOF???f?d???????, ?????n???????9???????????????1?F 10?o???O?????????????????????? ?????????F???????????????????O?? ?????????)???2?????,???????????? ????????????????0-95?n?,?????O ??????????????0-30?n?,???F?O?? ?????0????5?n?O???????????????? ??????????FOF?????,-l????????-t ???s???2???????s???.???a
????????-l????????-t?????? ?(???????????O???????????????a -l????????-t???????????????????? ???????????(???????????????????, ??0?095?n?O???????????????????% ???????????????????????????????? ?????,???????d???????O???1?????? ?d?????.???????????????,???????? ???????????i?????????O???o?????d ???5???????,?a???(???F???,?????? ?????????????????????????????,?? ???????????????????????????????? ???I?s???????O???????????,?????? ?????????????O
????????-l????????-t?????? ?O?????1???????s???????????????? ???,???????d?????????d???????O -l????????-t?C?????,???????????? ???????%????????????????3%?,?? ????????????1?????O???d???????f
???6?????%?????s?????0?a?????? ???O???????d???????????????????? ???????,?????????F?s?????6???s ???,???%???????????????????,???d ???d?????s?????????????????????? ?s???????O???d???????????????? ???,???????d???9?????n???C?????? ???,???,?????d?????C???s???????? ???????????,???????d???????????? ?????????????????????O???3?,???? ???d?????????????n?d?????????,?? ???n???????d?a?????????,?????n?? ???)???????????????,???????????s ?????????????????????O
?????????????5?,-l??????
??-t?????????.???????????C?????? ?a?????????????O-l????????-t???u ???????????????????????O
???f???2?,-l????????-t???? ???C?????????a????????????58%?O ???????C???)???.???????9???,???d ???????????????????O
???????????????F?????????? ???????d?????????2?,???????????? ?????????,????????????????-l???? ?I-t?O?,???2???????????????????? ???)?????????????????a?,???????? ?????O???????,2007?????)?????? ????????????????18%?,?,???2???? ?????????/??????30%?O??????????
???n???????9???????2?????,?????? ???????????????????,???????????? ?????????????????O?,-l????????-t ???????????????????d???????,?/?? ?????????????????9???o?????????) ???2?????O?????????????????O???? ??????????????????0?030%?O ?????O???????????????????? ??0?030%?,?????I???????????? ???%??30?n???????????????????, ?,???o?????????????????O???0?? ?????6??????????30?n?O-l?????? ??-t?d???)????????????100%?? ?????????????????????????O???? ?????????????,???,?s?????????? ?????????,?????????????a?????) ?????O??
FOF?????????a???.?O
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2?F???????????????????d???? ???,??????????????
3?F?????C????????????????
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