住房按揭贷款等额还款计算
(执行基准利率)
2006年8月18日版
借款金额
借款月数
借款年数
借款年利率%
借款月利率‰
月还款金额
¥10,000
12
1
6.1200
5.1000
利随本清
¥10,000
24
2
6.3000
5.2500
¥444.56
¥10,000
36
3
6.3000
5.2500
¥305.58
¥10,000
48
4
6.4800
5.4000
¥237.06
¥10,000
60
5
6.4800
5.4000
¥195.57
¥10,000
72
6
6.8400
5.7000
¥169.72
¥10,000
84
7
6.8400
5.7000
¥150.15
¥10,000
96
8
6.8400
5.7000
¥135.54
¥10,000
108
9
6.8400
5.7000
¥124.25
¥10,000
120
10
6.8400
5.7000
¥112.99
¥10,000
132
11
6.8400
5.7000
¥108.00
¥10,000
144
12
6.8400
5.7000
¥101.99
¥10,000
156
13
6.8400
5.7000
¥96.94
¥10,000
168
14
6.8400
5.7000
¥92.66
¥10,000
180
15
6.8400
5.7000
¥88.99
¥10,000
192
16
6.8400
5.7000
¥85.82
¥10,000
204
17
6.8400
5.7000
¥83.05
¥10,000
216
18
6.8400
5.7000
¥80.62
¥10,000
228
19
6.8400
5.7000
¥78.47
¥10,000
240
20
6.8400
5.7000
¥76.57
¥10,000
252
21
6.8400
5.7000
¥74.88
¥10,000
264
22
6.8400
5.7000
¥73.36
¥10,000
276
23
6.8400
5.7000
¥72.00
¥10,000
288
24
6.8400
5.7000
¥70.77
¥10,000
300
25
6.8400
5.7000
¥69.66
¥10,000
312
26
6.8400
5.7000
¥10,000
324
27
6.8400
5.7000
¥67.74
¥10,000
336
28
6.8400
5.7000
¥66.91
¥10,000
348
29
6.8400
5.7000
¥66.15
¥10,000
360
30
6.8400
5.7000
¥65.46
公积金最低还款额及月均还款额
贷款年限
贷款利率
(%)
月均还款额(元)
(借款1万元)
1
4.14
852.14
2
4.14
434.87
3
4.14
295.86
4
4.14
226.42
5
4.14
184.80
6
4.59
159.15
7
4.59
139.42
8
4.59
124.66
9
4.59
113.21
10
4.59
104.07
11
4.59
96.63
12
4.59
90.45
13
4.59
85.24
14
4.59
80.79
15
4.59
76.96
16
4.59
73.62
17
4.59
70.70
18
4.59
68.11
19
4.59
65.81
20
4.59
63.75
21
4.59
61.90
22
4.59
60.24
23
4.59
58.72
24
4.59
57.35
25
4.59
56.10
26
4.59
54.95
27
4.59
53.89
28
4.59
52.92
29
4.59
52.03
30
4.59
51.20
住房按揭贷款等额还款计算表(执行优惠利率)
2006年8月18日版
借款金额
借款月数
借款年数
借款年利率%
借款月利率‰
月还款金额
¥10,000
12
1
5.2020
4.3350
利随本清
¥10,000
24
2
5.3550
4.4625
¥440.31
¥10,000
36
3
5.3550
4.4625
¥301.31
¥10,000
48
4
5.5080
4.5900
¥232.60
¥10,000
60
5
5.5080
4.5900
¥191.05
¥10,000
72
6
5.8140
4.8450
¥164.85
¥10,000
84
7
5.8140
4.8450
¥145.20
¥10,000
96
8
5.8140
4.8450
¥130.51
¥10,000
108
9
5.8140
4.8450
¥119.14
¥10,000
120
10
5.8140
4.8450
¥110.09
¥10,000
132
11
5.8140
4.8450
¥102.72
¥10,000
144
12
5.8140
4.8450
¥96.63
¥10,000
156
13
5.8140
4.8450
¥91.50
¥10,000
168
14
5.8140
4.8450
¥87.14
¥10,000
180
15
5.8140
4.8450
¥83.38
¥10,000
192
16
5.8140
4.8450
¥80.13
¥10,000
204
17
5.8140
4.8450
¥77.28
¥10,000
216
18
5.8140
4.8450
¥74.77
¥10,000
228
19
5.8140
4.8450
¥72.55
¥10,000
240
20
5.8140
4.8450
¥70.57
¥10,000
252
21
5.8140
4.8450
¥68.80
¥10,000
264
22
5.8140
4.8450
¥67.21
¥10,000
276
23
5.8140
4.8450
¥65.78
¥10,000
288
24
5.8140
4.8450
¥64.48
¥10,000
300
25
5.8140
4.8450
¥63.30
¥10,000
312
26
5.8140
4.8450
¥62.22
¥10,000
324
27
5.8140
4.8450
¥61.24
¥10,000
336
28
5.8140
4.8450
¥60.34
¥10,000
348
29
5.8140
4.8450
¥59.52
¥10,000
360
30
5.8140
4.8450
¥58.76