金融危机英语词汇汇总

金融危机英语词汇汇总 全球金融危机: global financial crisis / turmoil / meltdown 经济衰退或萧条: economic recession/ declining / depression 次贷危机: subprime mortgage crisis (SMC) 经济复苏: economic recovery 救市资金: bailout 泡沫经济: bubble economy : market weak 市场疲软 房地产泡沫破灭 the housing bubble busting 可调整利率贷款项目 Option ARMs (adjustable rate mortgage) 信用危机 credit risk 道德风险 moral hazard (由于投保人可能不可靠所冒的风险) Lehman Brothers 雷曼兄弟公司 Countrywide 美国国家金融服务公司 Bear Stearns 世界顶级投资银行贝尔斯登 AIG: American International Group美国国际集团 Federal Reserve Board 美国联邦储备委员会(相当于US央行) FDIC Federal Deposit Insurance Corporation 联邦储蓄保险公司 WaMu Washington Mutual 华盛顿互助银行 Bank of America Corporation 美国美洲银行 Bank of England 英国央行 Bank of Japan 日本央行 Swiss National Bank 瑞士央行 treasure bonds/bill/not 国债(时间长短的区别) 挤兑 run on banks 卖空 short sell (债券)到期 mature 与…挂钩(货币) be pegged to (dollar) troubled / distressed / toxic asset 不良资产 抛售房产: flip one's house 抛售美国债:short-selling US treasury bonds 股市大跌:crash / plummet / nosedive (v1>./n.) Eg. Stock prices took a nosedive. 裁员:ax / lay off (workers) / cut (jobs) /slash (payroll) 不良贷款:non-performing / bad loan 申请破产:file for bankruptcy 上市公司: traded (listed) company / enterprise 资产负债:balance sheet 升值:As the stock of foreign currency accumulates, speculation on an appreciation rises, making it ever more costly to hold the currency down. 随着外币资产累积，对升值的预期也将提高，甚至使将货币汇率压低的 成本更高。 贬值: depreciation 顺差: surplus / favorable balance 逆差: deficit / adverse balance opportunistic practice 投机行为 cook the book 做假帐 floating/fixed rate 浮动/固定利率 toreduceforeclosures 减少丧失住房抵押赎回权的发生 mortgage-backedderivatives 房贷支持衍生产品 theTroubledAssetReliefProgram(TARP) 《不良资产救助》 default 逃债，短供 share 股票 valuation 股价 equity market 股市 equity share 股票份额 shareholder 股东 bourse 证交所 forward exchange 期货交易 inflation 通货膨胀 deflation 通货紧缩 tighter credit 紧缩信贷 pension fund 养老基金 mutual fund 共同基金 hedge mutual fund 对冲式共同基金 Securities and Exchange Commission 〈美〉证券交易委员会 dollar standard 美元本位制 CDS credit default swap 信用违约互换/调期 /去杠杆化 Leverage/deleverage 杠杆化 (银行业、保险业获利途径) sterling 英镑 The subprime mortgage crisis and the bursting of other real estate bubbles around the world is widely expected to lead to recession in the U.S. and a number of other countries in 2008. Has the Obama Administration finally come up with a formula that will succeed in thawing America's frozen credit markets? Government officials stated that the FBI was looking into possible fraud by mortgage financing companies Fannie Mae (FNMA 联邦全国抵押协 会)and Freddie Mac(FHLMC联邦住房贷款公司), Lehman Brothers, and insurer American International Group. Thank you ～