枸杞子的功效与作用吃法

枸杞子的功效与作用吃法 枸杞子的功效与作用 枸杞的传说 民间传说,有一书生体弱多病,到终南山寻仙求道,在山中转了好几天,也没有见到神仙踪影。正烦恼间,忽见一年轻女子正在痛骂责打一年迈妇人,赶忙上前劝阻,并指责那年轻女子违背尊老之道。那女子听了,嗬嗬笑道,“你当她是我什么人,她是我的小儿媳妇。”书生不信,转问那老妇,老妇答道,“千真万确,她是我的婆婆,今年92岁了,我是她第七个儿子的媳妇,今年快五十了。”书生看来看去,怎么也不像,遂追问缘由。那婆婆说,“我是一年四季以枸杞为生,春吃苗、夏吃花、秋吃果、冬吃根,越活越健旺,头发也黑了,脸也光润了,看上去如三四十岁。我那几个儿媳妇照我说的常常吃枸杞,也都祛病延年。只有这个小儿媳妇好吃懒做,不光不吃枸杞,连素菜也不大吃,成天鸡鸭鱼肉,吃出这一身毛病。”书生听了这番言语,回到家里,多买枸杞服食,天长日久,百病消除,活到八十多岁。这虽然是神话传说的故事,但枸杞的功效却是古今公认的。 枸杞在祖国的传统医学中具有重要的地位,其药用价值备受历代医家的推崇。它是传统名贵中药材和营养滋补品。枸杞子能够有效抑制癌细胞的生成,可用于癌症的防治。investigators carefully to verify that such credit party authenticity, when necessary, to the borrower unit verification and should strictly distinguish between regular employees, temporary employees, categories and on the job, retirement, early retirement, etc. Purpose to verify investigators should require borrowers to provide proof of use data and verified to ensure that lending purposes should be consistent with the relevant laws and regulations and national policies. Bank ban on issuing personal loans without specified uses. Personal loans should be a sharp distinction between consumer and business uses, management personal loans should refer to working capital loans required to verify authenticity, consumer loans should ensure a clear, true and reasonable. Strictly guard against borrowers will loan money to the stock market, real estate, loan-sharking, private fund raising and other high risk areas or used for illegal business strictly preventing borrowers loans capital private public or misappropriated ... Understand borrowers ' credit business credit situation of the parties. Strict precautions against 枸杞除了当中药使用外,也是国家卫生部规定的既是食品又是药品的物品。任何滋补品都不要过量食用,枸杞子也不例外。一般来说,健康的成年人每天吃20克左右枸杞比较合适,治疗用可增至30克。枸杞要常吃,不可一次大量食用。另外,枸杞子含糖量较高,每100克含糖19.3克,故对糖尿病患者的枸杞子用量应权衡利弊,仔细斟酌,糖尿病者要慎用,不宜过量。现 在,很多关于枸杞子毒性的动物实验证明,枸杞子是非常安全的食物,里面不含任何毒素,可以长期食用。枸杞虽然具有很好的滋补和治疗作用,但也不是所有的人都适合服用的。由于它温热身体的效果相当强,正在感冒发烧、身体有炎症、腹泻的人最好别吃 。最适合吃枸杞的是体质虚弱、抵抗力差的人。而且,一定要长期坚持,每天吃一点,才能见效。 现代医学研究证明,枸杞有免疫调节、抗氧化、抗衰老、 抗肿瘤、 抗疲劳、降血脂、降血糖、降血压、补肾、保肝、明目、养颜、健脑、 排毒、保护生殖系统、抗辐射损伤等十六项功能。另外,还能起到美白作用,这是因为,枸杞子可以提高皮肤吸收氧分的能力。 枸杞子的药用价值 枸杞性甘、平,归肝肾经,具有滋补肝肾,养肝明目的功效,常与熟地、菊花、山药、山萸肉等药同用。枸杞全身都是宝,枸杞子能补虚生精,用来入药或泡茶、泡酒、炖汤,investigators carefully to verify that such credit party authenticity, when necessary, to the borrower unit verification and should strictly distinguish between regular employees, temporary employees, categories and on the job, retirement, early retirement, etc. Purpose to verify investigators should require borrowers to provide proof of use data and verified to ensure that lending purposes should be consistent with the relevant laws and regulations and national policies. Bank ban on issuing personal loans without specified uses. Personal loans should be a sharp distinction between consumer and business uses, management personal loans should refer to working capital loans required to verify authenticity, consumer loans should ensure a clear, true and reasonable. Strictly guard against borrowers will loan money to the stock market, real estate, loan-sharking, private fund raising and other high risk areas or used for illegal business strictly preventing borrowers loans capital private public or misappropriated ... Understand borrowers ' credit business credit situation of the parties. Strict precautions against 如能经常饮用,便可强身健体。枸杞的叶、花、根也是上等的美食补品。现代医学研究表明,它含有胡萝卜素、甜菜碱、维生素A、维生素B1、维生素B2、维生素C和钙、磷、铁等,具有增加白细胞活性、促进肝细胞新生的药理作用,还可降血压、降血糖、血脂。 枸杞子是常用的营养滋补佳品,在民间常用其煮粥、熬膏、泡酒或同其他药物、食物一起食用。枸杞子自古就是滋补养人的上品,有延衰抗老的功效,所以又名“却老子”。《保寿堂方》记载,古代有位人称“赤脚张”的异人,向猗氏县一位老人传授了一种食用枸杞子的方法,这位老人坚持食用,活了一百多岁,“行走如飞,发白变黑,齿落更新,阳事强健。”历代养生家、医学家都很看重枸杞的补养功效。《本草汇言》认为,枸杞能使“气可充,血可补,阳可生,阴可长,风湿可去,有十全之妙焉。”李时珍在《本草纲目》中把枸杞的主要功效归纳为“滋肾、润肺、明目”,简明扼要,符合实际。肾阴亏虚,肝血不足,引起腰膝酸软、头昏、耳鸣、遗精等症,宜用枸杞子。《古今录检方》所载滋肾养肝的名方枸杞丸,就以枸杞子为主,配伍地黄和天冬。肺阴亏虚,经常干咳,也宜使用枸杞子,可与麦冬、知母,贝母等养阴润肺药配伍。 枸杞子尤其擅长明目,所以还俗称“明眼子”。历代医家治疗肝血不足、肾阴亏虚引起的视物昏花和夜盲症,常常使用枸杞子。著名方剂祀菊地黄丸,就以枸杞子为主要药物。民间也investigators carefully to verify that such credit party authenticity, when necessary, to the borrower unit verification and should strictly distinguish between regular employees, temporary employees, categories and on the job, retirement, early retirement, etc. Purpose to verify investigators should require borrowers to provide proof of use data and verified to ensure that lending purposes should be consistent with the relevant laws and regulations and national policies. Bank ban on issuing personal loans without specified uses. Personal loans should be a sharp distinction between consumer and business uses, management personal loans should refer to working capital loans required to verify authenticity, consumer loans should ensure a clear, true and reasonable. Strictly guard against borrowers will loan money to the stock market, real estate, loan-sharking, private fund raising and other high risk areas or used for illegal business strictly preventing borrowers loans capital private public or misappropriated ... Understand borrowers ' credit business credit situation of the parties. Strict precautions against 习用枸杞子治疗慢性眼病,枸杞蒸蛋就是简便有效的食疗方。 枸杞子亦为扶正固本,生精补髓、滋阴补肾、益气安神、强身健体、延缓衰老之良药,对慢性肝炎、中心性视网膜炎、视神经萎缩等疗效显著,对糖尿病、肺结核等也有较好疗效,对抗肿瘤、保肝、降压、降血糖以及老年人器官衰退的老化疾病都有很强的改善作用。作为滋补强壮剂治疗肾虚各症及肝肾疾病疗效甚佳,能显著提高人体中血浆睾酮素含量,达到强身壮阳之功效。现代医学研究表明,枸杞对体外癌细胞有明显的抑制作用,可用于防止癌细胞的扩散和增强人体的免疫功能。 当代实验和临床应用的结果表明,枸杞叶代茶常饮,能显著提高和改善老人、体弱多病者和肿瘤病人的免疫功能和生理功能,具有强壮肌体和延缓衰老的作用。对癌症患者配合化疗,有减轻毒副作用,防止白血球减少,调节免疫功能等疗效。 枸杞子一定要买宁夏出产的第一茬收成的,首先看枸杞子的一头有个很小的小白粒,在就是宁夏的枸杞子,再选一茬的枸杞子,一茬是最先收成的,当然果实大,就是晒干了,也是比二茬、三茬、四茬的大,一茬比一茬小、肉簿,当然最差的最便宜,一茬收成后20天就收二茬的,每茬之间间隔20天收一次,当然一茬的营养吸收的最好,营养价值最高。一茬的个大,肉厚,味道甜,二茬的也甜,但是有一点苦味,investigators carefully to verify that such credit party authenticity, when necessary, to the borrower unit verification and should strictly distinguish between regular employees, temporary employees, categories and on the job, retirement, early retirement, etc. Purpose to verify investigators should require borrowers to provide proof of use data and verified to ensure that lending purposes should be consistent with the relevant laws and regulations and national policies. Bank ban on issuing personal loans without specified uses. Personal loans should be a sharp distinction between consumer and business uses, management personal loans should refer to working capital loans required to verify authenticity, consumer loans should ensure a clear, true and reasonable. Strictly guard against borrowers will loan money to the stock market, real estate, loan-sharking, private fund raising and other high risk areas or used for illegal business strictly preventing borrowers loans capital private public or misappropriated ... Understand borrowers ' credit business credit situation of the parties. Strict precautions against 这个影响整个八宝汤的味道,三茬的枸杞子是不怎么甜、有苦味、还有酸味,四茬的更加不能买,虽然便宜,它是不甜,又苦、又酸、完全是个小、干皮子。我这样一说,你知道怎么买了吧,主要是尝,就全部明白了,不用怕商家骗你。 简单的识别方法是看枸杞子的外观是否有光泽,颗粒是否红色饱满,口味是否甜中带鲜。如果是劣质产品,则外观灰暗干瘪,味中酸涩带苦。尤其要警惕那些用糖水浸泡后再施以某些红色颜料喷涂的加工产品。 枸杞子的食用方法 枸杞子药食俱佳,除了入药,还有多种吃法。如用枸杞子泡茶喝,煎汤饮服,嚼着吃,枸杞子50g,浸酒一周后饮用,每天早晚各10ml,枸杞子配以相当的食物而制作的健身祛病菜肴就更多了。 益寿枸杞汤,银耳、枸杞子、龙眼肉各15g,冰糖15g。制法,银耳泡好,洗净,放入开水中烫一下,枸杞子洗净,龙眼肉切丁。银耳、枸杞子上屉蒸熟,锅置 火上,注水烧开,加入冰糖使其溶化,然后加入银耳、枸杞子、龙眼肉煮开片刻即可。此汤有强身滋补、养阴润肺的功效。 淮杞鸡汤,淮山药、枸杞子各25g,鸡1只(去毛、肠杂,洗净),田螺1个,姜、盐各适量。制法,螺入热水中浸一下,捞出后投入冷水中过凉。鸡人开水中氽 一下,捞出待凉,investigators carefully to verify that such credit party authenticity, when necessary, to the borrower unit verification and should strictly distinguish between regular employees, temporary employees, categories and on the job, retirement, early retirement, etc. Purpose to verify investigators should require borrowers to provide proof of use data and verified to ensure that lending purposes should be consistent with the relevant laws and regulations and national policies. Bank ban on issuing personal loans without specified uses. Personal loans should be a sharp distinction between consumer and business uses, management personal loans should refer to working capital loans required to verify authenticity, consumer loans should ensure a clear, true and reasonable. Strictly guard against borrowers will loan money to the stock market, real estate, loan-sharking, private fund raising and other high risk areas or used for illegal business strictly preventing borrowers loans capital private public or misappropriated ... Understand borrowers ' credit business credit situation of the parties. Strict precautions against 淮山药、枸杞子洗净,锅置火上,注入适量清水煮开,放人鸡、螺、淮山药、佝杞子、姜,煮3小时,下盐调味即可食用。具有活血、强筋的效 用。 乳鸽黄芪枸杞汤,乳鸽1只(去毛、肠杂,洗净,切块),黄蓖、枸杞子各25g,盐适量。制法,黄芪、枸杞子洗净,与鸽肉块一起用沽布包好待用,瓷盆注水,放人布包隔水炖熟,去药渣,加盐,吃肉喝汤。主治肾气亏损。 吉庆枸杞,活青鱼l条,里脊肉150g,枸杞子10g,白萝卜50g,葱、姜、盐、味精、胡椒粉各适量,,制法,青鱼去鳞除鳃去内脏,放入热油锅中,略煎 两面,不可煎黄,捞出,沥油,里脊肉剁泥,塞入鱼肚内,再把鱼入热油锅中煸一下,放人萝卜丝、葱、姜、高汤烧开后改用小火煮3分钟,放人味精,盛人大碗, 撒上胡椒粉,枸杞子洗净,入开水中烫一下,沥干撒人碗中即可。具有补胃健脾功用。 枸杞黄芪炖甲鱼,枸杞子、黄芪各25g,甲鱼250g。制法,枸杞子洗净,黄芪切片用纱布包好,甲鱼洗净切细,取锅置火上,加水适量,放人甲鱼、枸杞子、黄芪,大火烧开,小火炖熟,加盐即可。有补中益气效用。 古时候有一位使者，在出使河西的途中，见到一个青年女子正在痛打一位须发皆白的老人。使者责问她:“你为啥要打这位老人,”女子说:“他是我的曾孙。 investigators carefully to verify that such credit party authenticity, when necessary, to the borrower unit verification and should strictly distinguish between regular employees, temporary employees, categories and on the job, retirement, early retirement, etc. Purpose to verify investigators should require borrowers to provide proof of use data and verified to ensure that lending purposes should be consistent with the relevant laws and regulations and national policies. Bank ban on issuing personal loans without specified uses. Personal loans should be a sharp distinction between consumer and business uses, management personal loans should refer to working capital loans required to verify authenticity, consumer loans should ensure a clear, true and reasonable. Strictly guard against borrowers will loan money to the stock market, real estate, loan-sharking, private fund raising and other high risk areas or used for illegal business strictly preventing borrowers loans capital private public or misappropriated ... Understand borrowers ' credit business credit situation of the parties. Strict precautions against 枸杞子是一味常用的补肝益肾中药，其色鲜红，其味香甜。现代医学研究证实其含有甜菜硷、多糖、粗脂肪、粗蛋白、胡萝卜素、维生素A、维生素C、维生素B1、维生素B2及钙、磷、铁、锌、锰、亚油酸等营养成分，对造血功能有促进作用，还能抗衰老、抗突变、抗肿瘤、抗脂肪肝及降血糖等作用。中医常常用它来治疗肝肾阴亏、腰膝酸软、头晕、健忘、目眩、目昏多泪、消渴、遗精等病症。枸杞子在增强性功能方面的具有独特的作用，我国民间流传甚广的“君行千里，莫食枸杞”的名言 ，就是讲枸杞具有很强的激发性功能的作用，对离家远行的青年男、女不宜。但是，对于在家的男女和那些性功能减弱的人来说，多食枸杞或其制品，又是非常必要的。对于肾虚的人，枸杞子无疑是最受欢迎的美味与妙药，更是一种不可多得的保健营养品。大诗人陆游到老年，因两目昏花，视物模糊，常吃枸杞治疗，因此而做“雪霁茅堂钟磬清，晨斋枸杞一杯羹”的诗句。枸杞子是古今养生的最佳选择，有延年益寿之功。 本品为茄科植物宁夏枸杞Lycium barbarum L. 的干燥成熟果实。夏、秋二季果实呈橙红色时采收，晾至皮皱后，再曝晒至外皮干硬、果肉柔软，除去果梗;或热风低温烘干，除去果梗。 功效:滋补肝肾，益精明目。用于虚劳精亏，腰膝酸痛，眩晕耳鸣，内热消渴，血虚萎黄，目昏不明。 作用:1.对免疫功能的影响:有增强非特异性免疫作用，小鼠灌服枸杞子水提取物或肌注醇提取物和枸杞多糖，均有提高巨噬细胞的吞噬功 能，增强血清溶菌酶的作用，提高血清中抗绵羊红细胞抗体的效价，还能增加鼠脾脏中抗绵羊红细胞的抗体形成细胞的数量。 2. 延缓衰老作用:枸杞提取液0.5mg/kg小鼠灌胃，共20日可明显抑制肝LPo生成，并使血中谷肽过氧化物酶 (GSH-Px) 活力和红细胞超 氧化物歧化酶 (SOD) 活力提高; 人体试验显示可明显抑制血清LPo生成，使血中GSH-Px活力增高，但红细胞SOD活力未见升高，提示 枸杞提取液具有延缓衰老作用。 3. 抗肝损伤:甜菜碱盐酸盐能使大鼠血清和肝内的磷脂明显增加，对长期给予四氯化碳所致的大鼠磷脂下降及胆固醇升高具有明显的 保护作用，水溶性提取物亦有类似作用，但稍弱。 4. 降血糖:枸杞提取物可显著而持久降低大鼠血糖，增加糖耐量，且毒性较小。 另外，本品还有抗肿瘤、促进造血功能等作用。 日前，有几位老友在我家聚会。席间，李老兄像发现新大陆似的对我说:“老弟，我看弟妹灯光下，红颜丽色风韵不减，看来比你年轻多了。敢问弟妹有什么养生妙术，让大家借鉴借鉴吧～”我可能与老伴朝夕相处，倒没觉得她还有照人的风采，可老伴的养生之道，我是知道的。investigators carefully to verify that such credit party authenticity, when necessary, to the borrower unit verification and should strictly distinguish between regular employees, temporary employees, categories and on the job, retirement, early retirement, etc. Purpose to verify investigators should require borrowers to provide proof of use data and verified to ensure that lending purposes should be consistent with the relevant laws and regulations and national policies. Bank ban on issuing personal loans without specified uses. Personal loans should be a sharp distinction between consumer and business uses, management personal loans should refer to working capital loans required to verify authenticity, consumer loans should ensure a clear, true and reasonable. Strictly guard against borrowers will loan money to the stock market, real estate, loan-sharking, private fund raising and other high risk areas or used for illegal business strictly preventing borrowers loans capital private public or misappropriated ... Understand borrowers ' credit business credit situation of the parties. Strict precautions against 于是，我便当着老伴的面，对诸位老友说:“说起老伴的养生之道，她和我一样，一年四季不离茶吧。”老伴听后补充说:“要说喝茶养生，我不像你们那样，讲究什么名茶名水名壶的，我只把枸杞子泡泡当茶喝罢了。” 以下是爱茶网fjteaw.cn在网上看到一个故事: 我和老伴同属猴，只大她31天。但养生保颜她比我做得好。我们一块外出，还真遇上几次外人夸我俩是老夫少妻呢。她喝枸杞子茶养生，已是十几年前的事了。那时，她退休在家无所事事，时间一长，竟还闹出个心躁火盛、消化不良、四肢乏力的毛病来。我曾劝她说:“茶为百病之药，你也和我一块喝茶保养身体吧。”谁知，她却喝不惯那绿茶的苦涩味，没坚持下来。后来她去听了几次中医的养生讲座，便选定了喝枸杞子茶来养生养颜。一次午饭后，她第一次从中药房买回一包橙红色的枸杞子。神秘地跟我说:“我先给你讲个故事吧。”她说，古时候有一位使者，在出使河西的途中，见到一个青年女子正在痛打一位须发皆白的老人。使者责问她:“你为啥要打这位老人,”女子说:“他是我的曾孙。我叫他服用自家的良药来祛病延年，他不听话。我今年370岁了还身强力壮，哪像他那样老态龙钟的，还要人照顾添麻烦，因此我要打他。”使者一听甚觉奇妙。问那女子说:“你服用的是什么良药呀,”女子笑着说:“此药很平常。春采叶，名曰天精草;夏采花，名曰长生草;秋采籽，名曰枸杞子;冬采根，名曰地骨皮。常服食可延年益寿。”我听后便哈哈大笑起来，对老伴说:“但愿你喝了这良药好茶，越活越年轻。但你千万别学那位女子，打我这须发皆白的老头子啊～” 老伴的实践，让我对枸杞子茶也产生了浓厚的兴趣。枸杞是一种茄科多年生灌木，在我国南北均有分布。其嫩芽、嫩叶，可作蔬菜食用，茎、根、籽均可入药。宋朝的翰林医官王怀隐在其《太平圣惠方》中有这样的记载:“枸杞子30克，粳米60克，煮粥食用，对头晕目眩有奇效„„”我国中医认为，枸杞，性平味甘，其根、茎、籽入药，有补肾益精、养肝明目、滋脾润肺的功效。现代医学也证明，成熟的枸杞子，富含钙、磷、铁，另含有十几种氨基酸和多种维生素，甜菜碱是它的特殊营养成分。长期饮用枸杞子茶，具有延缓老化、降血糖、降血脂、调整神经活动，促进肝细胞新生和增强免疫力等多种功能。主治肝肾阴虚所致的头晕目眩、腰膝酸软、失眠多梦、须发早白、遗精不育和劳伤虚损等症状。老伴饮用多年的实践，早让我由衷地折服了。 investigators carefully to verify that such credit party authenticity, when necessary, to the borrower unit verification and should strictly distinguish between regular employees, temporary employees, categories and on the job, retirement, early retirement, etc. Purpose to verify investigators should require borrowers to provide proof of use data and verified to ensure that lending purposes should be consistent with the relevant laws and regulations and national policies. Bank ban on issuing personal loans without specified uses. Personal loans should be a sharp distinction between consumer and business uses, management personal loans should refer to working capital loans required to verify authenticity, consumer loans should ensure a clear, true and reasonable. Strictly guard against borrowers will loan money to the stock market, real estate, loan-sharking, private fund raising and other high risk areas or used for illegal business strictly preventing borrowers loans capital private public or misappropriated ... Understand borrowers ' credit business credit situation of the parties. Strict precautions against 老伴饮用枸杞子茶之初，她常到中药房去购买。前年秋天，她随社区的老人，一块到附近的浮戏山登山。返家时，她带回一袋自采的枸杞子。由于是新采的，那一粒粒豌豆大的枸杞子，鲜红橙亮，汁饱浑圆，活像那珍珠樱桃。老伴筛选去杂后，便晾到阳台的竹簾子上。待饱满的枸杞子皮皱收缩后，再曝晒两三天。这时的枸杞子便如晒干的葡萄干一样，颜色淡红，肉质可见。老伴便将晒好的枸杞子，收藏在一个有透气性的茶罐里，以备日后饮用。老伴告诉我说:“自采的枸杞子，泡出的茶好喝得多了，味道也纯正，效果也明显。”她还说:“我每年的秋天，都要到浮戏山去玩上几次，一则登高抒怀强身健体;二则自采良药质优无假，这是一举两得的好事啊～”我真佩服老伴的精明，既省钱又得益，既开心又延年，那不是神仙过的日子吗, 老伴喝枸杞子茶，一是午后，二是晚间。为喝茶，她特意买了一把透明的大茶盅，能盛水3000多毫升。若是有客人来，她便一次取出约100克的枸杞子，用备好的沸水冲泡在大茶盅里。这时她特别高兴。看着那鲜红的枸杞子，在茶盅里上下浮动着，随着时间的推移，慢慢膨胀复原饱满起来，继之，溢出了一丝丝橙色的汁液，茶汤也渐渐变成了淡红色，那从茶盅里弥漫出的清香甘甜，氤氲在每一位客人的心田上。这时，老伴便娴熟地掂起茶盅，高抬疾冲，琅琅有声，像凤凰点头似的，给每一位客人分茶，客人喝起来笑起来品起来，赞不绝口。老伴趁机会说，多喝两杯吧，这茶可是越喝越年轻啊～ 老伴她自己喝茶时，只用一个大口杯，大约取30克就够了。她在我面前曾多次得意地说:“我这茶中不含咖啡碱，晚上喝了，不用担心醉茶，也不会失眠，还能睡得香香的。比你那绿茶好多了。”她这话我信。因此，晚上我从来不拿绿茶和老伴斗茶。只好和老伴同饮一壶茶，同享老来乐。春节前后，天寒地冻，老伴饮茶也应时而化。她每天早上起床后，用枸杞子30克，龙眼肉(桂圆)30克，鸡蛋两个，在一起煎成汤，早晚各喝上一大碗，既养身保颜，又御寒补肝，怪不得老伴虽年逾花甲，仍红颜亮目，风韵犹存，气畅体丰，病疾少染，焕发出的第二青春，常让人青睐呢～ investigators carefully to verify that such credit party authenticity, when necessary, to the borrower unit verification and should strictly distinguish between regular employees, temporary employees, categories and on the job, retirement, early retirement, etc. Purpose to verify investigators should require borrowers to provide proof of use data and verified to ensure that lending purposes should be consistent with the relevant laws and regulations and national policies. Bank ban on issuing personal loans without specified uses. Personal loans should be a sharp distinction between consumer and business uses, management personal loans should refer to working capital loans required to verify authenticity, consumer loans should ensure a clear, true and reasonable. Strictly guard against borrowers will loan money to the stock market, real estate, loan-sharking, private fund raising and other high risk areas or used for illegal business strictly preventing borrowers loans capital private public or misappropriated ... Understand borrowers ' credit business credit situation of the parties. Strict precautions against