失地农民养老保险

失地农民养老保险 农民失去土地后，都会出现收入来源不稳定的情况，而现行的城镇职工社会养老保险无力考虑和承担失土农民的养老保障问题，为了保障失地农民的权益，我国各地相继出台了失地农民养老保险制度保障失地农民的权益。各地政策实施有所不同，一般按照不同的年龄段采取不同的缴费比例，按各地的经济发展水平确定缴费数额，并且逐步提高失地农民养老保险的统筹层次。一般条款如下。 参保对象 失地农民指因政府统一征收农村集体土地而导致失去全部或部分土地，且征地时对所征土地享有承包经营权的人员。规定年满18周岁及以上的失地农民方可自愿参保，年龄以居民身份证登载的出生日期为准，征地时间以征地批文为准。 养老保险金待遇 对于男性年龄在60周岁以上，女性年龄在55周岁以上的失地农民，地方社会保障部门根据每年养老保险金水平，按15年期限，从政府土地征用收益中扣除一部分资金用于养老保险费用的支付，个人不负担缴费。从失地的当月起，开始领取养老保险。 对于男性年龄在45-60周岁之间，女性年龄在40-55周岁之间的失地农民应加入到城镇灵活就业人员养老保险项目中。灵活就业人员养老保险缴费年限与失地农民实际年龄之间的差额即为实际缴费年限。每年所需缴纳的费用由政府，集体，个人三方共同承担。政府负担的planning, and government financing, and whole village relocation, and first built Hou split" of principles, insisted big community planning, and large district transformation, break administrative divisions boundaries, optimization town spatial structure, speed up new Community construction, formed new community live building, and intensive with ground project, and enterprise tax insurance running, and Expand employment and improve people's livelihood shed changed economic chain. The second, on poverty relief and development work in this battle the mission objectives for poverty alleviation in the file are already quite clear, was the previous two years (2016-2017) concentrated hard, three years after (2018-2020), consolidation and improvement, by the end of 2017, the County ... ... A poor village and ... ... Library district all "pick hat" and "five-ten", ... ... All the rural poor out of poverty, stability to achieve "two worry about three". To accomplish these tasks, win the battle for poverty alleviation, the key is to find out the way, selecting the right breakthrough, effectiveness in order to work on. (A) to accurately identify objects for poverty alleviation. XI General Secretary noted that the critical time of poverty lies in precision. How to do accurate? ' first task is to do basic work solid. Total demand is down to village, household, persons, County, town, and village books, card 部分从政府土地征用收益中扣除再加专项的财政拨款，集体承担部分从土地补偿费和集体经济积累中提取，失地农民个人缴纳的部分每年定期自我支付。具体比例要合理，政府出资应在50,以上，集体出资应在30,左右，个人出资在20,左右，坚持政府保障为主，个人保障为辅的原则。失地农民达到缴费年限后，可以领取养老保险金。 对于男性45周岁以下，女性40周岁以下的失地农民，当地社会保障部门的主要任务是促进劳动力再就业，应从集体获得的土地补偿费中，提出一部分就业培训专用资金，使失地农民掌握新的劳动技能，增加就业机会，加快就业进程。当这部分失地农民自谋职业后，应参加城镇居民养老保险项目，凭借失地农民身份证明，享受一定的养老保险缴费的优惠待遇。同时也应特别注意农村低保人员失地后的养老保险安排，对于失地低保人员，社会保障部门应不分年龄差别，对其实施城镇最低生活保障。 失地养老保险制度将失地农民全部纳入社保，将从根本上解决被征地农民的长期基本生活保障的需要。 失地农民养老保险政策解读 失地农民养老保险成为热点问题，对于各地出台的失地养老保险政策，许多农民存在疑问，以下是该政策的相关热点问题解读。 一、哪些失地人员不在失业保险参考范围内, 因非依法征地导致失去土地的人员不属于失地农民范围;享有土地承包经营权但所承包土地被其出租、转租者也不属于保障范围;失地农民被录用为国家机关工作人员，参军入伍后转为军官、 -"pick hat" and "five2020), consolidation and improvement, by the end of 2017, the County ... ... A poor village and ... ... Library district all -2017) concentrated hard, three years after (2018-previous two years (2016 as theief and development work in this battle the mission objectives for poverty alleviation in the file are already quite clear, we running, and Expand employment and improve people's livelihood shed changed economic chain. The second, on poverty relsurancd up new Community construction, formed new community live building, and intensive with ground project, and enterprise tax inning, and large district transformation, break administrative divisions boundaries, optimization town spatial structure, speeunity planplanning, and government financing, and whole village relocation, and first built Hou split" of principles, insisted big commbooks, cardllage o accurate? ' first task is to do basic work solid. Total demand is down to village, household, persons, County, town, and viify objects for poverty alleviation. XI General Secretary noted that the critical time of poverty lies in precision. How to dident ation, the key is to find out the way, selecting the right breakthrough, effectiveness in order to work on. (A) to accuratelyt of poverty, stability to achieve "two worry about three". To accomplish these tasks, win the battle for poverty alleviten", ... ... All the rural poor ou2 享受城镇职工基本养老保险的人员，也不在保障范围。 二、以往的被征地农民如何参保, 2007年12月18日以前，征地时享有第二轮土地承包权的农村集体经济组织成员，本着自愿的原则，可参照本细则以村(居)为单位，经市农村社会保险经办机构审定后，按参保时当地缴费缴纳基本养老保险费，享受相应待遇。 三、缴费标准是如何确定的, 被征地农民月缴纳基本养老保险费标准以征地批准当日当地城镇居民月最低生活保障标准为准。 四、被征地农民基本养老保险遵循什么原则? 遵循自愿参保，保障水平与经济社会发展水平相适应，个人、集体共同负担与政府扶助相结合的原则。 五、被征地养老保险金如何领取, 养老金实行社会化发放，参保人员在到达规定年龄的当月，本人持《被征地农村居民养老保险手册》及公民身份证、银行存折(工行、农行、邮政)到社保处办理相关手续，新参保的村由社保处统一下村发放。 六、如何办理个人账户退还手续, 1、退休死亡，由办理人员携带办理人身份证原件、殡仪馆火化发票原件、所在村委会证明(需写明死亡时间和办理人姓名)。 2、在职死亡，由办理人员携带办理人身份证原件、殡仪馆火化发票原件、所在村委会证明、《被征地农村居民养老保险手册》。 e battle for poverty alleviation, the key is to find out the way, selecting the right breakthrough, effectiveness in order to, win thten", ... ... All the rural poor out of poverty, stability to achieve "two worry about three". To accomplish these tasks-d improvement, by the end of 2017, the County ... ... A poor village and ... ... Library district all "pick hat" and "five2020), consolidation an-2017) concentrated hard, three years after (2018-are already quite clear, was the previous two years (2016The second, on poverty relief and development work in this battle the mission objectives for poverty alleviation in the file chain.ject, and enterprise tax insurance running, and Expand employment and improve people's livelihood shed changed economic own spatial structure, speed up new Community construction, formed new community live building, and intensive with ground prounity planning, and large district transformation, break administrative divisions boundaries, optimization tplanning, and government financing, and whole village relocation, and first built Hou split" of principles, insisted big commrsons, County, town, and village books, cardlies in precision. How to do accurate? ' first task is to do basic work solid. Total demand is down to village, household, peerty work on. (A) to accurately identify objects for poverty alleviation. XI General Secretary noted that the critical time of pov3 3、户籍迁出义乌市，由迁出者携带本人身份证原件、《被征地农村居民养老保障手册》、迁出地村委会证明、迁入地派出所户籍证明或户口册。 4、已参加城镇企业职工基本养老保险的，由本人携带《 城镇职工养老保险手册》、身份证原件、《被征地农村居民养老保险手册》办理退还手续。 办理程序 参加被征地农民基本养老保险，且符合办理规定条件的，按以下程序办理参保手续。 被征地农民参保应提供以下资料: (一)由各被征地村(社区)提供征地协议及土地补偿; (二)被征地农民身份证及户口本等证明; (三)填报的《被征地农民养老保险花名册》、《被征地农民养老保险表》及《被征地农民待遇审批表》; (四)由国土资源部门审核后的《征地情况及保障资金明细表》。 经农村养老保险经办机构审核后，发放《被征地农民养老保险手册》或《被征地农民养老保险待遇证》。 已经参加城镇职工基本养老保险的被征地农民转入被征地农民养老保险应按照以下程序办理: (一)办理终止城镇企业职工基本养老保险关系手续; (二)本人提出参加被征地农民养老保险的申请; (三)各被征地村(社区)为其办理增员手续; ation, the key is to find out the way, selecting the right breakthrough, effectiveness in order to work on. (A) to accuratelyt of poverty, stability to achieve "two worry about three". To accomplish these tasks, win the battle for poverty alleviten", ... ... All the rural poor ou-"pick hat" and "five2020), consolidation and improvement, by the end of 2017, the County ... ... A poor village and ... ... Library district all -2017) concentrated hard, three years after (2018-previous two years (2016 as theief and development work in this battle the mission objectives for poverty alleviation in the file are already quite clear, we running, and Expand employment and improve people's livelihood shed changed economic chain. The second, on poverty relsurancd up new Community construction, formed new community live building, and intensive with ground project, and enterprise tax inning, and large district transformation, break administrative divisions boundaries, optimization town spatial structure, speeunity planplanning, and government financing, and whole village relocation, and first built Hou split" of principles, insisted big commbooks, cardllage o accurate? ' first task is to do basic work solid. Total demand is down to village, household, persons, County, town, and viify objects for poverty alleviation. XI General Secretary noted that the critical time of poverty lies in precision. How to dident 4 (四)个人补缴被征地农民养老保险费; (五)市被征地农民养老保险经办机构为其办理参保手续。 被征地农民养老保险关系向外省市转移应按照以下程序办理: (一)由本人提出申请并提供转入地社会保险经办机构开具的接收证明; (二)市农村养老保险经办机构应为其办理转移手续，并将其个人帐户本息额转出或一次性退还给本人; (三)终止其被征地农民养老保险关系。 参保人员达到享受被征地农民养老保险待遇年龄时，各被征地村(社区)携带参保人员身份证及《被征地农民待遇审批表》，报市劳动保障行政部门审批、核定待遇。 缴费标准 由于各地失地农民养老保险制度不同，缴费额度也有所不同。以下是一般的失地农民的缴费标准: 被征地农民参加新型农村社会养老保险的缴费标准，按每年100元至800元的缴费档次，由个人选择其中一档乘以折算后的缴费年限，计算个人应缴费总额。被征地农民选择参加城镇职工基本养老保险的缴费标准，以征地时上年度起历年全省在岗职工平均工资作为缴费基数，按20%的费率乘以折算后的缴费年限，计算应缴费总额。 区(市、县)人民政府对参加社会养老保险的被征地农民，以《土地承包经营权证》记载的承包土地数量为依据，根据实际失地比例承担一定数额的费用。全部失地的，政府承担费用为被征地农民参加新 e battle for poverty alleviation, the key is to find out the way, selecting the right breakthrough, effectiveness in order to, win thten", ... ... All the rural poor out of poverty, stability to achieve "two worry about three". To accomplish these tasks-d improvement, by the end of 2017, the County ... ... A poor village and ... ... Library district all "pick hat" and "five2020), consolidation an-2017) concentrated hard, three years after (2018-are already quite clear, was the previous two years (2016The second, on poverty relief and development work in this battle the mission objectives for poverty alleviation in the file chain.ject, and enterprise tax insurance running, and Expand employment and improve people's livelihood shed changed economic own spatial structure, speed up new Community construction, formed new community live building, and intensive with ground prounity planning, and large district transformation, break administrative divisions boundaries, optimization tplanning, and government financing, and whole village relocation, and first built Hou split" of principles, insisted big commrsons, County, town, and village books, cardlies in precision. How to do accurate? ' first task is to do basic work solid. Total demand is down to village, household, peerty work on. (A) to accurately identify objects for poverty alleviation. XI General Secretary noted that the critical time of pov 5 型农村社会养老保险最高缴费档次乘以补缴年限计算得到的应缴费总额的60%;部分失地的，政府承担费用为应缴费总额的60%乘以实际失地比例。 《土地承包经营权证》记载的家庭人口为若干人的，按符合参保条件的实际人口计算政府承担费用。 参加新型农村社会养老保险的，个人缴费和政府承担费用全部记入个人账户，作为个人账户养老金的计算依据;选择参加城镇职工基本养老保险的，除政府承担费用外，其余部分由个人承担，应缴费总额的40%记入个人账户，其余60%按城镇职工基本养老保险的规定一部分记入个人账户，一部分划入统筹基金。 参加新型农村社会养老保险时未满60周岁、缴费年限不足15年的，按照个人选择的缴费档次继续缴费，费用由个人全额承担。选择参加城镇职工基本养老保险时未达到国家法定退休年龄、缴费年限不足15年的，按照城镇灵活就业人员参保缴费标准继续缴费，费用由个人全额承担;被用人单位录用的，按照城镇职工基本养老保险缴费标准继续缴费，费用由用人单位和个人共同承担。 "pick hat" and "five2020), consolidation and improvement, by the end of 2017, the County ... ... A poor village and ... ... Library district all -2017) concentrated hard, three years after (2018-previous two years (2016 as theief and development work in this battle the mission objectives for poverty alleviation in the file are already quite clear, we running, and Expand employment and improve people's livelihood shed changed economic chain. The second, on poverty relsurancd up new Community construction, formed new community live building, and intensive with ground project, and enterprise tax inning, and large district transformation, break administrative divisions boundaries, optimization town spatial structure, speeunity planplanning, and government financing, and whole village relocation, and first built Hou split" of principles, insisted big commbooks, cardllage o accurate? ' first task is to do basic work solid. Total demand is down to village, household, persons, County, town, and viify objects for poverty alleviation. XI General Secretary noted that the critical time of poverty lies in precision. How to dident ation, the key is to find out the way, selecting the right breakthrough, effectiveness in order to work on. (A) to accuratelyt of poverty, stability to achieve "two worry about three". To accomplish these tasks, win the battle for poverty alleviten", ... ... All the rural poor ou-6