各种银行卡的收费情况,赶紧给自己储备点生活常识(All kinds of bank card charges, quickly give yourself some knowledge of life)
各种银行卡的收费情况,赶紧给自己储备点生活常识(All kinds of
bank card charges, quickly give yourself some knowledge of life)
All kinds of bank card charges, quickly give yourself some knowledge of life
1 ICBC: run card fee 5 yuan, annual fee of 10 yuan / year, less than 300 yuan, close small account management fees 3 yuan / quarter, the city interbank withdrawals 2 yuan / pen
2 Agricultural Bank of China: run card fee 5 yuan, annual fee of 10 yuan / year, less than 300 yuan, collect small account management fees 3 yuan / quarter, the city interbank withdrawals 2 yuan / pen (Guangdong province 4 yuan)
3 China: Construction Bank card fee of 5 yuan, the annual fee is 10 yuan / year, less than 500 yuan to close small account management fee of 3 yuan / quarter, and this type of accounts do not pay interest, city interbank withdrawals 4 yuan / T + 1% (the amount is higher than other banks, off-site ATM fees black home, obviously forcing their customers not to go to other bank to withdraw money, so that other bank customers to their ATM money take Commission, so we even took the other bank card interbank free not to CCB take money)
4 Bank of China: bank card fee 5 yuan, annual fee of 10 yuan / year, do not receive small account management fees, the city interbank withdrawals 4 yuan / pen
5 Bank of Communications: 5 yuan card fee, annual fee of 10 yuan / year, less than 500 yuan, small account management fee of 3
yuan / quarter, the city interbank withdrawals 2 yuan / pen
6 postal savings: card free, interbank withdrawals 2 yuan / pen, the vast majority of provinces and municipalities do not receive annual fees, small account management fees
7 Minsheng Bank of China: free card, no annual fee, no small account management fees (except Shenzhen), the city interbank withdrawals, 3 free before the month, after 2 yuan / pen
8 China Everbright Bank: free card, no annual fee, no small account management fees, the city interbank withdrawals 3 months before the first free, after 2 yuan / pen
9 CITIC Bank: free card, no annual fee, no small account management fees, the city interbank withdrawals, 2 pen free before the month, after 2 yuan / pen
10 Huaxia Bank: free card, no annual fee, no small account management fees, the city interbank withdrawals (daily is not monthly), the first 1 free, after 2 yuan / pen
11: Shanghai Pudong development bank card free of charge, no annual fee, city interbank withdrawals 2 yuan / pen, account management fee of 12 yuan / year, if the account balance is more than 1000 yuan, or POS credit card spending a year (many are never mind, they just encourage the use of cards), free collect.
12 Guangdong Development Bank: free card, no annual fee, no small account management fees, regardless of the city or offsite interbank withdrawals, 3 free before the month, after
3 yuan / pen
13 Industrial Bank: free card, no annual fee, no small account management fees, the city interbank withdrawals, 3 free before the month
14: China Merchants Bank card free of charge, no annual fee, city interbank withdrawals 2 yuan / pen, account management fees: the same customer in the bank assets less than 10000 yuan, 1-5 yuan / month (the branch to decide, Beijing 1 yuan, Qingdao 5 yuan, Tianjin 5 yuan, Shenzhen 3 yuan, the rest of me not clear, in the "daily) the assets are in the line of all deposits and bonds and, for example, you deposit the deposit of 10000 yuan in the office of the China Merchants Bank, 10 bank cards, each card has no money, so these 10 cards are not money, but you have 3 cards, card deposits were 3000 yuan, 2000 yuan, 2000 yuan, less than the sum of 10000, so each card will be charged.
15: Shenzhen development bank card free of charge, no annual fee, less than 300 yuan to charge a small account management fees 1 yuan / month, but only POS can avoid credit card 1 times a year, so basically will not be closed, the city interbank money free (Shenzhen, Chengdu, except in Chongqing, 2 yuan / pen)
16: the Bank of Bohai on the principle of the card is 20 yuan, the annual fee is 20 yuan / year, less than 5000 yuan account management fees charged 5 yuan / month, but in fact do card free of charge, no annual fee, no small account management fees, city interbank withdrawals free, this is a newly established national banking license (a total of 18 national home),
currently only in Tianjin, Beijing, Ji'nan, Taiyuan, Hangzhou, Tangshan, Chengdu branch.
17 Hengfeng Bank: free card, no annual fee, no small account management fees, nationwide interbank withdrawals 2 yuan / pen, the current line only in Yantai, Qingdao, Ji'nan, Hangzhou, Nanjing has outlets.
18: Zhejiang bank card 10 yuan, the annual fee is 10 yuan / year, no small account management fees, city interbank money a month before the 3 pen free, after 2 yuan / pen, the bank has branches in Hangzhou, Ningbo, Wenzhou, Yiwu, Shanghai, Nanjing, Chengdu, Xi'an, Tianjin.
These are the specific circumstances of the 18 banks with national licenses.
In the online bank, ICBC, China Merchants Bank, Minsheng Bank and Shanghai Pudong Development Bank have the most complete functions. ABC, CCB, BOC, BOC, Huaxia, Societe Generale, deep development, Everbright can also fully meet the needs. GF function is relatively weak, the three is small, there is no complete postal sense of Internet banking.
In addition, local banks, city commercial banks, city credit cooperatives (no big city), rural commercial bank (Big City suburb), rural credit cooperatives (small and medium-sized city suburbs) card is also good, fees are generally low, you can try.
Large local city commercial banks:
Bank of Beijing
Bank of Shanghai
Bank of Tianjin
Shenzhen Ping An Bank
huishang bank
Bank of Langfang......
Cross card fee and transaction fee of UnionPay ATM
A comparison of bank's collection fees between different places
Peony Lingtongka ICBC
Offsite ATM withdrawals: offsite bank ATM interbank withdrawals, each withdrawal amount of 1%, the lowest 1 yuan, the highest 50 yuan; offsite interbank ATM withdrawals each poundage is 2 yuan + withdrawal amount of 1%, the 1% part of the minimum 1 yuan, the highest 50 yuan;
Remote deposit charge: according to the deposit amount of 0.5% fee, the lowest 1 yuan, the highest 50 yuan.
Remote withdrawal fee: 0.5% of the withdrawal amount of the collection fee, the lowest 1 yuan, the highest 50 yuan.
Debit card of Agricultural Bank Chinese
Offsite ATM withdrawals: offsite bank ATM interbank withdrawals, each withdrawal amount of 1%, the lowest 1 yuan; offsite interbank ATM withdrawals each poundage is 2 yuan + 1% of the withdrawal amount;
Offsite Deposit Charges: in the province off-site counters: transaction amount of 0.5%, the lowest 1 yuan, the highest 50 yuan; inter provincial off-site counters: transaction amount of 0.5%, the lowest 1 yuan, the highest 100 yuan.
Offsite withdrawal fee: the provincial off-site counters: 1% of the transaction amount, the lowest 1 yuan, the highest 50 yuan; inter provincial off-site counters: transaction amount of 1%, the lowest 1 yuan, the highest 100 yuan.
Construction Bank debit card Chinese
Offsite ATM withdrawals: offsite bank ATM interbank withdrawals, each withdrawal amount of 1%, the lowest 2 yuan; offsite interbank ATM withdrawals each poundage is 2 yuan + withdrawal amount of 1%, the 1% part of the minimum 2 yuan;
Remote deposit charge: according to the deposit amount of 0.5% fee, the lowest 2 yuan, the highest 50 yuan.
Remote withdrawal fee: 0.5% of the withdrawal amount is charged, the lowest 2 yuan, no upper limit.
China Merchants Bank
Offsite ATM withdrawals: offsite bank ATM interbank withdrawals 0.5% of each withdrawal amount; offsite interbank ATM withdrawals each poundage is 2 yuan + 0.5% of the withdrawal amount;
Fee for deposit in different places: collection fee of 0.5% of deposit amount.
Remote withdrawal fee: collection fee is 0.5% of the withdrawal amount.
Pacific debit card bank of Communications
Offsite ATM withdrawals: offsite bank ATM interbank withdrawals 0.8% of each withdrawal amount; offsite interbank ATM withdrawals each poundage is 2 yuan + 0.8% of the withdrawal amount;
The deposit charge: 5/10000 of the deposit, the lowest 10 yuan, the highest 50 yuan
Remote withdrawal fee: 1% of the amount of withdrawals, the lowest 10 yuan, the highest 100 yuan
Huaxia Huaxia Bank
Offsite ATM withdrawals: offsite ATM machine withdrawals, each charge 1 yuan;
Offsite cross ATM machine withdrawals, each charge 2 yuan;
Remote deposit charge: according to the amount of 0.1% of the deposit fee, the highest 10 yuan.
Remote withdrawal fee: collection fee is 0.5% of the withdrawal amount.
Oriental debit card, Pudong Shanghai Development Bank
Offsite ATM withdrawals: 0 yuan
Remote deposit charge: 0 yuan
Remote withdrawal fee: 0 yuan
Sunshine card China Everbright Bank
Offsite ATM withdrawals: offsite banks and interbank withdrawals will be charged 0.5% of the fee, the lowest 5 yuan, the highest 50 yuan
Remote deposit charge: according to the transaction amount of 0.5% of the fee, minimum 2 yuan, the highest 20 yuan
Remote withdrawal fee: 0.5% of the transaction amount is charged, the lowest 5 yuan, the highest 50 yuan
Minsheng debit card, Minsheng Bank of China
ATM withdrawals from other places: 5 yuan / pen
Remote deposit charge: 0 yuan
Offsite withdrawal fee: transaction amount of 0.3%, the lowest 5 yuan
CITIC debit card CITIC Industrial Bank
Offsite ATM withdrawals: offsite interbank collection of 0.5% fee
Remote deposit fee: 0.5% of the transaction amount, the highest fee of 10 yuan
Offsite withdrawal fee: 0.5% of the transaction amount charged, the highest 200 yuan
Societe Generale Societe Generale
Remote ATM teller: City cross teller machine ATM three pen fourth pen to waive the fee, 2 yuan each; remote bank ATM machine withdrawals free of charge; remote cross teller machine ATM Xiamen, Shenzhen, Nanjing do not charge fees, other city before three do not charge fees for each start from fourth pen a fee of 2 yuan;
Deposit fee: 0.1% of the amount of deposit charge, the lowest 1 yuan, the highest 20 yuan.
Offsite withdrawal fee: 0.3% of the amount of withdrawals, charge fees, the highest 500 yuan.
Guangdong Development Bank
Offsite ATM withdrawals: offsite interbank collection of 1% fee
Offsite deposit charge: deposit amount of 5/10000, the highest 20 yuan
Remote withdrawal fee: 1% of the amount of withdrawals, the highest 10 yuan
How do banks in the same bank have cross regional fees in different places?
ICBC - city counterparts, ATM counter withdrawals without fee, remote peer counter, ATM withdrawal fee according to the amount of the fee of 1%, the lowest 1 yuan, highest 50 yuan; the city cross ATM withdrawal fee of 2 yuan / pen, inter-bank ATM withdrawal fee in the amount of 1%, the lowest 1 yuan, highest the additional 50 yuan interbank fee 2 yuan / pen.
CCB - cross ATM take out (regardless of city):2 yuan / pen + take amount *1% (1% minimum 2 yuan) is not capped; peer offsite withdrawals: transaction amount *0.5% (minimum 2 yuan) is not capped;
Query 3 hairs each time
Bank of China: cardholders withdraw money from other banks in the city; 4 yuan / pen; ATM withdrawals from other banks in the province; 9 yuan / pen; ATM withdrawals from other banks in other provinces, 12 yuan / pen; withdrawals from overseas ATM,
15 yuan / pen; yuan / pen. It is learnt that the original bank charges are: City cross line 2 yuan / pen, the province cross 7 yuan / pen.
China Merchants Bank: the city across the line, the provincial interbank income of 2 yuan / pen, the foreign interbank income 0.5% + 2 yuan / pen.
Bank: City cross line 2 yuan / pen, offsite (province / outside) cross line 0.8% + 2 yuan / pen, at least 10 yuan / pen, up to 100 yuan / pen.
People's Livelihood: the city cross free, offsite (province / outside) cross 5 yuan / pen.
China: City cross free, offsite (province / outside) cross line 2 yuan / pen.
CITIC: the city across the line, the province across the line, the first two months are free, third pens from 2 yuan / pen, the province outside the line 0.5%, up to 200 yuan.
Shanghai Pudong Development: the city across the line, the province across the line, outside the province are free of charge, Hongkong and other overseas 15 yuan / pen.
Deep development: the city across the line, offsite (province / outside) cross row each receive 1%, at least 10 yuan / pen.
The industrial city cross: free, remote (province / outside) before the three cross pen free,
Fourth pens up to 2 yuan / pen.
E peony Lingtongka era ICBC according to the amount of 0.5%; the lowest 1 yuan, highest 50 yuan. In Hongkong, the deposit charge is 0.5% of the deposit amount, 1% of the amount, the lowest 1 yuan, the highest 50 yuan. Hongkong ATM withdrawal fee charged 1%+10 yuan according to the amount of withdrawals, the lowest 11 yuan, the highest 60 yuan
Peony smart card ICBC - according to the amount of 1%, the lowest 1 yuan
Debit card of Agricultural Bank Chinese remote province counter: 0.5% of the transaction amount, minimum 1 yuan, up 50 yuan; remote provinces counter: 0.5% of the transaction amount, minimum 1 yuan, up 100 yuan. In the province off-site counters: transaction amount of 1%, the lowest 1 yuan, the highest 50 yuan; inter provincial off-site counters: transaction amount of 1%, the lowest 1 yuan, the highest 100 yuan.
The Great Wall electronic debit card bank of China amounts to 0.5%; minimum 5 yuan, highest 50 yuan. According to the amount of 1%, the minimum 10 yuan, the highest 50 yuan.
Debit card (including Zodiac card) Chinese construction bank charges according to the amount of the deposit in 0.5%, the lowest 2 yuan, highest 50 yuan. According to the amount of withdrawal of 0.5% of the fee, the minimum 2 yuan, no upper limit.
Card merchants bank charges 0.5% according to the deposit amount, the lowest 5 yuan. According to the amount of withdrawal of 0.5% of the fee, the minimum 5 yuan.
Pacific debit card bank deposit amount of 5/10000, the lowest 10 yuan, the highest 50 yuan withdrawals amount of 1%, the lowest 10 yuan, the highest 100 yuan
Huaxia card Huaxia bank collects fees according to 0.1% of the deposit amount, the lowest 1 yuan, the highest 10 yuan. According to the amount of 0.5% of the withdrawal fee, the minimum fee is 1 yuan, the top is not capped.
Oriental debit card, Shanghai Pudong development bank 0 yuan 0 yuan
Sunshine card China Everbright Bank collects fees according to 0.5% of the transaction amount, the lowest 2 yuan, the highest 20 yuan, according to the transaction amount of 0.5% of the collection of fees, the lowest 5 yuan, the highest 50 yuan
Minsheng debit card, China Minsheng Bank 0 yuan withdrawals amount of 0.3%, the lowest 1 yuan, is not capped
CITIC debit card CITIC Industrial bank charges 0.5% of the transaction amount, the highest 10 yuan, according to the transaction amount of 0.5% of the fee, the lowest 1 yuan, the highest 200 yuan
Industrial card Industrial Bank, according to the deposit amount of 1 per thousand, the highest is not more than 20 yuan,
less than 1 yuan, according to 1 yuan charged (Fujian province between the line is not charged). According to the amount of withdrawals of 3 per thousand, the highest is not more than 500 yuan, less than 1 yuan, according to 1 yuan collection (Fujian province between the line is not charged).
Shenzhen Development Bank, Shenzhen Development Bank debit card ordinary customers deposit amount by 0.5%, the lowest 5 yuan, highest 50 yuan; VIP customers to waive the general customers by 0.5% deposit amount, minimum 5 yuan, up 50 yuan from the VIP customer;
The new financial card Guangdong development bank deposit amount by 0.5 per thousand charge fees, the maximum not more than 20 yuan ($5, or $20), a minimum of not less than 1 yuan ($1, or HK $1). Single money is not more than 200 thousand yuan (HK $200 thousand, or $10 thousand), according to the amount of money charged 1 per thousand, the maximum not more than 20 yuan ($5, or $20), a minimum of not less than 1 yuan ($1, or $1); more than 200 thousand yuan (HK $200 thousand, or $10 thousand) to take the pen handle. RMB debit card in Hong Kong and Macao withdrawals, according to the charge of 15 yuan each